For the first quarter of the fiscal year ending March 2027, consolidated results: net sales of 2,072,665 thousand yen, operating income of 456,754 thousand yen, ordinary income of 457,583 thousand yen, and net income attributable to owners of the parent of 291,875 thousand yen, significantly higher YoY. Full-year guidance unchanged. Segments show solid housing finance, steady housing defect insurance and Housing Academia growth. Financial position: total assets of 24,030,454 thousand yen, net assets of 9,414,403 thousand yen, and equity ratio of 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7192","jir_company_name":"Mortgage Service Japan Limited","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-08-07","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/7192-20260807-01.pdf","jir_short_summary":"For the first quarter of the fiscal year ending March 2027, consolidated results: net sales of 2,072,665 thousand yen, operating income of 456,754 thousand yen, ordinary income of 457,583 thousand yen, and net income attributable to owners of the parent of 291,875 thousand yen, significantly higher YoY. Full-year guidance unchanged. Segments show solid housing finance, steady housing defect insurance and Housing Academia growth. Financial position: total assets of 24,030,454 thousand yen, net assets of 9,414,403 thousand yen, and equity ratio of 39.1%.","jir_summary":"### Performance Overview\nFor the quarter, consolidated net sales were 2,072,665 thousand yen (YoY +12.3%), operating income was 456,754 thousand yen (YoY +34.4%), ordinary income was 457,583 thousand yen (YoY +34.6%), and net income attributable to owners of the parent was 291,875 thousand yen (YoY +25.7%), all marking a substantial increase. By segment, the Housing Finance segment remained solid, with growth contributions from the Housing Defect Insurance and Housing Academia businesses. Financial position shows total assets of 24,030,454 thousand yen, net assets of 9,414,403 thousand yen, and equity ratio of 39.1%. \n\n### Outlook and Considerations\nNo revisions to the full-year earnings forecast. No change to the latest dividend outlook, and financial soundness is maintained. External factors such as interest rate trends, recovery pace of the housing market, and materials costs may continue to influence results. The policy is to expand support for housing operators and extend services for the used housing market in focus areas.","jir_financial_highlights":"Operating Revenue: 2,072,665 thousand yen (YoY 12.3% increase)\nOperating Income: 456,754 thousand yen (YoY 34.4% increase)\nOrdinary Income: 457,583 thousand yen (YoY 34.6% increase)\nNet Income Attributable to Owners of the Parent: 291,875 thousand yen (YoY 25.7% increase)\nTotal Assets: 24,030,454 thousand yen (Decrease vs. end of previous year)\nNet Assets: 9,414,403 thousand yen (Decrease vs. end of previous year)","jir_category":"","jir_hashtags":"#Earnings","jir_key_figures":"Sales: 2,072,665 thousand yen\uff08YoY +12.3%\uff09\nOperating income: 456,754 thousand yen\uff08YoY +34.4%\uff09\nNet income attributable to owners of the parent: 291,875 thousand yen\uff08YoY +25.7%\uff09","jir_meta_title":"\u3010Mortgage Service Japan Limited\u3011Housing business continues solid, 1Q results show profit growth | Fiscal Year ending June 2026","jir_meta_description":"Japan Mortgage Service's 1Q results for the fiscal year ending March 2027. Revenue and profits exceed prior year, with contributions from housing finance, defect insurance, and Academia businesses. Full-year guidance unchanged, dividend forecast unchanged.","jir_og_title":"Japan Mortgage Service Q1 Results Achieve Profit Growth","jir_og_description":"Japan Mortgage Service's Q1 results exceed prior year in both revenue and profit. Summary of segment contributions and financial position.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":59393,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-99191","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n