{"id":98189,"date":"2026-08-06T19:23:42","date_gmt":"2026-08-06T10:23:42","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/5838-20260806-02_wp_financial_summary\/"},"modified":"2026-08-06T19:23:42","modified_gmt":"2026-08-06T10:23:42","slug":"5838-20260806-02_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/","title":{"rendered":"Rakuten Bank, Ltd. Q1 FY2027 Financial Summary (Japan GAAP) (Consolidated) for the Fiscal Year Ending March 2027 Q1"},"content":{"rendered":"<p>Consolidated ordinary income for the first quarter of FY2027 rose to 78,425 million yen (YoY +40.8%), ordinary profit to 30,209 million yen (YoY increase), and net income attributable to shareholders of the parent company for the quarter to 20,965 million yen (YoY increase). Full-year guidance revised. Number of accounts reached 18.46 million and deposits stood at 13,365,606 million yen. Supplemental materials and an earnings briefing are scheduled.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"5838","jir_company_name":"Rakuten Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-08-06","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/08\/5838-20260806-02.pdf","jir_short_summary":"Consolidated ordinary income for the first quarter of FY2027 rose to 78,425 million yen (YoY +40.8%), ordinary profit to 30,209 million yen (YoY increase), and net income attributable to shareholders of the parent company for the quarter to 20,965 million yen (YoY increase). Full-year guidance revised. Number of accounts reached 18.46 million and deposits stood at 13,365,606 million yen. Supplemental materials and an earnings briefing are scheduled.","jir_summary":"### Overview of Results\nThis quarter saw a substantial increase in ordinary income, with ordinary profit and quarterly net income also exceeding the previous year. A major contribution came from funds management income, aided by improved investment yields amid the Bank of Japan\u2019s interest rate environment. The bank group also benefited from contributions from its Taiwan subsidiary, expanding overall income scale. At year-end, the number of accounts stood at 18.46 million, and standalone deposits reached 13,365,606 million yen, indicating a solid funding base. Supplemental materials and an earnings briefing are prepared, and full-year guidance for FY2027 has been revised and disclosed.\n\n### Outlook and Impact on Shareholders\nThe full-year outlook has been revised, and future interest rate movements and the trajectory of the fund management environment may affect profitability. Continued expansion of digital banking services and promotion of everyday accounts will stabilize the customer base and address long-term asset formation needs. As to shareholder impact, there is no specific mention of dividends in the main text, but dividend details may be provided in the supplemental materials.","jir_financial_highlights":"Consolidated ordinary income: 78,425 (YoY +40.8% increase)\nConsolidated ordinary profit: 30,209 (YoY +76.7% increase)\nNet income attributable to owners of the parent (quarter): 20,965 (YoY +24.5% increase)\nTotal assets: 16,486,390 (YoY end-of-period -105,749)\nEquity ratio: 2.3% (YoY +0.1pt)","jir_category":"","jir_hashtags":"#RakutenBank, #FinancialSummary, #DigitalBanking","jir_key_figures":"Consolidated ordinary income: 78,425 million yen\nConsolidated ordinary profit: 30,209 million yen\nNet income attributable to owners of the parent (quarter): 20,965 million yen","jir_meta_title":"Rakuten Bank \u2014 Q1 FY2027 Financial Summary | Data and Outlook","jir_meta_description":"Key points of Rakuten Bank's Q1 FY2027 financial results. Consolidated ordinary income up 40.8% YoY to 78,425 million yen; ordinary profit 30,209 million yen; quarterly net income 20,965 million yen. Full-year guidance revised. Includes supplemental materials and briefing information.","jir_og_title":"Rakuten Bank Q1 FY2027 Financial Highlights","jir_og_description":"Rakuten Bank's Q1 results show strong profit growth. Fund management income contributed significantly, with growth in accounts and deposits. Details of the full-year revisions are provided separately.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7506,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-98189","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rakuten Bank, Ltd. Q1 FY2027 Financial Summary (Japan GAAP) (Consolidated) for the Fiscal Year Ending March 2027 Q1 - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/\",\"name\":\"Rakuten Bank, Ltd. Q1 FY2027 Financial Summary (Japan GAAP) (Consolidated) for the Fiscal Year Ending March 2027 Q1 - Japan IR\",\"isPartOf\":{\"@id\":\"https:\/\/japanir.jp\/en\/#website\"},\"datePublished\":\"2026-08-06T10:23:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/japanir.jp\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Rakuten Bank, Ltd. Q1 FY2027 Financial Summary (Japan GAAP) (Consolidated) for the Fiscal Year Ending March 2027 Q1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/japanir.jp\/en\/#website\",\"url\":\"https:\/\/japanir.jp\/en\/\",\"name\":\"Japan IR\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/japanir.jp\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Rakuten Bank, Ltd. Q1 FY2027 Financial Summary (Japan GAAP) (Consolidated) for the Fiscal Year Ending March 2027 Q1 - Japan IR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/","url":"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/","name":"Rakuten Bank, Ltd. Q1 FY2027 Financial Summary (Japan GAAP) (Consolidated) for the Fiscal Year Ending March 2027 Q1 - Japan IR","isPartOf":{"@id":"https:\/\/japanir.jp\/en\/#website"},"datePublished":"2026-08-06T10:23:42+00:00","breadcrumb":{"@id":"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/japanir.jp\/en\/company\/company-5838\/ir\/5838-20260806-02_wp_financial_summary\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/japanir.jp\/en\/"},{"@type":"ListItem","position":2,"name":"Rakuten Bank, Ltd. Q1 FY2027 Financial Summary (Japan GAAP) (Consolidated) for the Fiscal Year Ending March 2027 Q1"}]},{"@type":"WebSite","@id":"https:\/\/japanir.jp\/en\/#website","url":"https:\/\/japanir.jp\/en\/","name":"Japan IR","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/japanir.jp\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"related_company_data":{"id":"7506","title":"RAKUTEN BANK LTD","ticker":"5838"},"_links":{"self":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release\/98189","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release"}],"about":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/types\/ir_release"}],"replies":[{"embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/comments?post=98189"}],"version-history":[{"count":0,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release\/98189\/revisions"}],"wp:attachment":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/media?parent=98189"}],"wp:term":[{"taxonomy":"sector","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/sector?post=98189"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/importance?post=98189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}