North Japan Bank recorded operating revenue of 7,112 million yen and net income of 1,129 million yen for the first quarter of the 2027 fiscal year, achieving increases compared to the same period last year. Both assets and liabilities remained steady, and the ratio of equity capital improved to 10.06%.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8551","jir_company_name":"North Japan Bank","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-07-31","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8551-20260731-01.pdf","jir_short_summary":"North Japan Bank recorded operating revenue of 7,112 million yen and net income of 1,129 million yen for the first quarter of the 2027 fiscal year, achieving increases compared to the same period last year. Both assets and liabilities remained steady, and the ratio of equity capital improved to 10.06%.","jir_summary":"### Performance Overview\nIn the first quarter of the 2027 fiscal year, North Japan Bank achieved operating revenue of 7,112 million yen (up 23.2% YoY) and net income of 1,129 million yen (up 62.0% YoY), maintaining solid performance. Assets and liabilities continued to grow steadily, expanding revenue base through increases in loans and securities. The equity capital ratio also improved to 10.06%, enhancing financial stability.\n\n### Future Outlook and Key Points\nThe bank plans to continue steady management by expanding assets and improving profitability. Specific focus will be on increasing loans and streamlining asset management, aiming to maintain and improve the equity capital ratio. We will continue supporting regional economic growth while rigorously managing risks to ensure stable management.","jir_financial_highlights":"Operating Revenue: 7,112 million yen (YoY +23.2%)\nNet Income: 1,129 million yen (YoY +62.0%)\nEquity Capital Ratio: 10.06% (YoY +0.07 percentage points)","jir_category":"","jir_hashtags":"#NorthJapanBank, #FinancialResults, #JapanStocks","jir_key_figures":"Operating Revenue: 7,112 million yen (YoY +23.2%)\nNet Income: 1,129 million yen (YoY +62.0%)\nEquity Capital Ratio: 10.06% (YoY +0.07 percentage points)","jir_meta_title":"[North Japan Bank] FY2027 First Quarter Financial Results\uff5cOperating Revenue 7,112 million yen (+23.2%)","jir_meta_description":"North Japan Bank achieved operating revenue of 7,112 million yen and net income of 1,129 million yen for the first quarter of FY2027, with increases compared to the same period last year. Assets and liabilities remained steady.","jir_og_title":"[North Japan Bank] FY2027 First Quarter Financial Results\uff5cRevenue Growth and Profit Increase","jir_og_description":"North Japan Bank's FY2027 first quarter financial results show operating revenue of 7,112 million yen and net income of 1,129 million yen, maintaining solid performance.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Operating Revenue Trend\", \"jir_chart_json_data\": \"{ \\\"labels\\\": [\\\"2027 Q1\\\"], \\\"datasets\\\": [{ \\\"label\\\": \\\"Operating Revenue\\\", \\\"data\\\": [7112], \\\"borderColor\\\": \\\"#36A2EB\\\", \\\"fill\\\": false }] }\"}, {\"jir_chart_id\": \"profit_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Net Income Trend\", \"jir_chart_json_data\": \"{ \\\"labels\\\": [\\\"2027 Q1\\\"], \\\"datasets\\\": [{ \\\"label\\\": \\\"Net Income\\\", \\\"data\\\": [1129], \\\"borderColor\\\": \\\"#4BC0C0\\\", \\\"fill\\\": false }] }\"}, {\"jir_chart_id\": \"capital_ratio\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Equity Capital Ratio Trend\", \"jir_chart_json_data\": \"{ \\\"labels\\\": [\\\"2027 Q1\\\"], \\\"datasets\\\": [{ \\\"label\\\": \\\"Equity Capital Ratio\\\", \\\"data\\\": [10.06], \\\"backgroundColor\\\": \\\"#FF6384\\\" }] }\"}]","ir_related_company":56869,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-91787","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n