SBI Shinsei Bank achieved revenue of 226.7 billion yen, ordinary income of 51.9 billion yen, and net income of 3.8 billion yen in the first quarter of the fiscal year ending March 2027, maintaining year-over-year growth in both revenue and profit. Segment-wise, both corporate and individual banking segments showed solid performance.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8303","jir_company_name":"SBI Shinsei Bank Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-07-31","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8303-20260731-01.pdf","jir_short_summary":"SBI Shinsei Bank achieved revenue of 226.7 billion yen, ordinary income of 51.9 billion yen, and net income of 3.8 billion yen in the first quarter of the fiscal year ending March 2027, maintaining year-over-year growth in both revenue and profit. Segment-wise, both corporate and individual banking segments showed solid performance.","jir_summary":"### Performance Overview\nIn the first quarter of the fiscal year ending March 2027, SBI Shinsei Bank recorded revenue of 226.7 billion yen (up 25.4% YoY) and ordinary income of 51.9 billion yen (up 43.3% YoY), demonstrating a steady performance. Net income was 3.84 billion yen, a decrease of 13.0% compared to the same period last year, but the increase in revenue and profit indicates a strong earnings foundation. Total assets are approximately 2.57 trillion yen, with a capital adequacy ratio of 4.8%. Both the corporate and individual segments performed well, supported by growth in asset management and fee-based revenue.\n\n### Outlook and Impact on Shareholders\nWhile this quarter's results remain solid, net income has decreased compared to the same period last year. Moving forward, the bank aims to expand earnings through asset management and new product offerings, while continuing to consider appropriate capital policies and shareholder returns. Although dividend forecasts have not been disclosed, the bank intends to maintain stable dividends and consider increases to enhance shareholder value.","jir_financial_highlights":"Revenue: 226.7 billion yen (YoY 25.4% increase)\nOrdinary income: 51.9 billion yen (YoY 43.3% increase)\nNet income attributable to owners of the parent: 3.84 billion yen (\u25b313.0% decrease)","jir_category":"","jir_hashtags":"#SBIShinseiBank, #FinancialResults, #JapaneseStocks","jir_key_figures":"Revenue: 226.7 billion yen (YoY 25.4% increase)\nOrdinary income: 51.9 billion yen (YoY 43.3% increase)\nNet income attributable to owners of the parent: 3.84 billion yen (\u25b313.0% decrease)","jir_meta_title":"\u3010SBI Shinsei Bank\u30112027 Q1 Financial Results \uff5c Revenue of 226.7 billion yen (+25.4%)","jir_meta_description":"SBI Shinsei Bank achieved revenue of 226.7 billion yen, ordinary income of 51.9 billion yen, and net income of 3.8 billion yen in the first quarter of fiscal year 2027. An in-depth explanation of performance and future outlook.","jir_og_title":"\u3010SBI Shinsei Bank\u30112027 Q1 Financial Results \uff5c Revenue of 226.7 billion yen (+25.4%)","jir_og_description":"SBI Shinsei Bank's Q1 FY2027 financial results show revenue of 226.7 billion yen, ordinary income of 51.9 billion yen, and net income of 3.8 billion yen. 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