Shinkin Central Bank reported an unrealized securities loss of 594,011 million yen at the end of the first quarter of fiscal year 2027. While this represents a significant unrealized loss compared to the prior year’s consolidated ordinary income of 56,156 million yen and net income attributable to owners of the parent of 43,006 million yen, the earnings guidance remains unchanged.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8421","jir_company_name":"Shinkin Central Bank","jir_importance":"\u2605\u2605\u2606\u2606\u2606","jir_publication_date":"2026-07-29","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8421-20260729-03.pdf","jir_short_summary":"Shinkin Central Bank reported an unrealized securities loss of 594,011 million yen at the end of the first quarter of fiscal year 2027. While this represents a significant unrealized loss compared to the prior year's consolidated ordinary income of 56,156 million yen and net income attributable to owners of the parent of 43,006 million yen, the earnings guidance remains unchanged.","jir_summary":"### Financial Results Overview\nShinkin Central Bank announced that its unrealized securities loss amounted to 594,011 million yen in the first quarter of fiscal year 2027. The securities are held to maturity, with a book value of 3,863,971 million yen and a fair value of 3,269,959 million yen. The net unrealized gain\/loss after considering hedges such as interest rate swaps is -325,898 million yen, with unrealized gains of 4,400 million yen. Consequently, the total net unrealized loss is 589,611 million yen. For reference, the previous fiscal year's consolidated ordinary income was 56,156 million yen and net income was 43,006 million yen, with no change in earnings outlook.\n\n### Future Outlook and Impact on Shareholders\nThe earnings guidance remains unchanged, and the bank continues to aim for stable management. Despite the large unrealized losses, efforts are underway to review assets and strengthen risk management. Maintaining financial soundness is crucial for investors. As attention focuses on reforms in asset management and hedge effectiveness, initiatives to ensure long-term profitability are expected to continue.","jir_financial_highlights":"Unrealized Securities Loss: 594,011 million yen (Unknown)\nConsolidated Ordinary Income: 56,156 million yen (Unknown)\nNet Income Attributable to Owners of the Parent: 43,006 million yen (Unknown)","jir_category":"","jir_hashtags":"#ShinkinCentralBank, #FinancialResults, #JapaneseStocks","jir_key_figures":"Unrealized Securities Loss: 594,011 million yen\nNet Unrealized Gain\/Loss: -589,611 million yen\nConsolidated Ordinary Income: 56,156 million yen","jir_meta_title":"\u3010Shinkin Central Bank\u3011Q1 FY2027 Financial Results | Significant Increase in Securities Loss","jir_meta_description":"Shinkin Central Bank reported an unrealized securities loss of 594,011 million yen for Q1 FY2027, with no change in earnings forecast. Focus on asset review is highlighted.","jir_og_title":"\u3010Shinkin Central Bank\u3011Q1 FY2027 Financial Results | Rise in Securities Loss","jir_og_description":"Shinkin Central Bank recorded an unrealized securities loss of 594,011 million yen in Q1. Attention is on future asset management and risk control measures.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9346,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-89688","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n