Credit Union Central Bank recorded a net profit attributable to parent company shareholders of 13.5 billion yen (up 25.8% YoY) in the first quarter of the fiscal year ending March 2027, strengthening its revenue base. Operating income was 58.5 billion yen, progressing steadily against earnings guidance.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8421","jir_company_name":"Y-Shin Chukin","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-07-29","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8421-20260729-02.pdf","jir_short_summary":"Credit Union Central Bank recorded a net profit attributable to parent company shareholders of 13.5 billion yen (up 25.8% YoY) in the first quarter of the fiscal year ending March 2027, strengthening its revenue base. Operating income was 58.5 billion yen, progressing steadily against earnings guidance.","jir_summary":"### Performance Overview\nIn the first quarter of the fiscal year ending March 2027, Credit Union Central Bank achieved a net profit attributable to parent company shareholders of 13.5 billion yen (up 25.8% YoY), successfully strengthening its revenue base. Operating income also remained solid at 58.5 billion yen, demonstrating steady progress against earnings guidance. Investments in foreign currency-denominated floating rate bonds and increased lending activities have contributed to higher asset management revenues, while portfolio reviews are ongoing. The financial foundation remains robust with a core capital adequacy ratio of 21.37%.\n\n### Future Outlook and Impact on Shareholders\nBased on the medium-term management plan \u2018SCB Strategy 2025,\u2019 the company has achieved approximately 30% of its target for the fiscal year 2026, aiming for continued stable revenue growth and financial health. Plans for dividends and share buyback remain unchanged, emphasizing shareholder returns and prudent management. Maintaining the core capital adequacy ratio and optimizing asset management are central to long-term stable growth.","jir_financial_highlights":"Net income attributable to parent company shareholders (Quarterly): 13.5 billion yen (Up 25.8% YoY)\nOrdinary income: 58.5 billion yen (Up 27.4% YoY)\nCore capital adequacy ratio (domestic standards): 21.37% (\u25b30.58pt compared to the end of the previous fiscal year)","jir_category":"","jir_hashtags":"#CreditUnionCentralBank, #FinancialResults, #JapaneseStocks","jir_key_figures":"Net income: 13.5 billion yen (up 25.8% YoY)\nOrdinary income: 58.5 billion yen (up 27.4% YoY)\nCore capital adequacy ratio: 21.37% (\u25b30.58pt compared to the end of the previous fiscal year)","jir_meta_title":"\u3010Credit Union Central Bank\u3011Fiscal Year ending March 2027, First Quarter Financial Results | Net Profit 13.5 Billion Yen (+25.8%)","jir_meta_description":"Credit Union Central Bank achieved a net profit of 13.5 billion yen in the first quarter of fiscal year 2027, a 25.8% increase YoY. Operating income also remained strong at 58.5 billion yen.","jir_og_title":"\u3010Credit Union Central Bank\u3011Fiscal Year ending March 2027, First Quarter Financial Results | Net Profit 13.5 Billion Yen","jir_og_description":"Credit Union Central Bank recorded a net profit of 13.5 billion yen in the first quarter of fiscal year 2027, strengthening its revenue base. Details are available in the IR materials.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9346,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-89687","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n