{"id":89012,"date":"2026-07-28T16:14:50","date_gmt":"2026-07-28T07:14:50","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8537-20260728-01_wp_financial_summary\/"},"modified":"2026-07-28T16:14:50","modified_gmt":"2026-07-28T07:14:50","slug":"8537-20260728-01_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/","title":{"rendered":"\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen (decrease of 518 million yen YoY)"},"content":{"rendered":"<p>In the first quarter of fiscal year 2027, Daiko Bank reported consolidated operating revenues of 7,572 million yen (an increase YoY), operating income of 530 million yen (a decrease), and net income of 344 million yen (a decrease). Assets increased along with loans and deposits, maintaining a stable financial position.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8537","jir_company_name":"Daiko Bank","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-07-28","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8537-20260728-01.pdf","jir_short_summary":"In the first quarter of fiscal year 2027, Daiko Bank reported consolidated operating revenues of 7,572 million yen (an increase YoY), operating income of 530 million yen (a decrease), and net income of 344 million yen (a decrease). Assets increased along with loans and deposits, maintaining a stable financial position.","jir_summary":"### Overview of Financial Results\nIn the first quarter of fiscal year 2027, Daiko Bank's operating revenue increased year-over-year due to increased revenue from fund management. However, operating income decreased due to higher funding costs and operating expenses. Net income also declined YoY, but total assets increased, with deposits and loans also rising. There are no changes to the consolidated earnings guidance, and continued prudent management is expected.\n\n### Financial Condition and Outlook\nTotal assets rose to 1,706,739 million yen from the end of the previous fiscal year, with an increase in net assets. The growth in deposits and loans ensures stable fund supply and management. The capital adequacy ratio exceeds the regulatory requirement at 8.63%, maintaining solid capital reserves. The bank plans to continue rigorous risk management while strengthening its earnings base.","jir_financial_highlights":"Operating Revenue: 7,572 million yen (Increase YoY)\nOperating Income: 530 million yen (Decrease YoY)\nNet Income: 344 million yen (Decrease YoY)","jir_category":"","jir_hashtags":"#DaikoBank, #Earnings, #JapaneseStocks","jir_key_figures":"Operating Revenue: 7,572 million yen\nOperating Income: 530 million yen\nNet Income: 344 million yen","jir_meta_title":"\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen (significant decrease YoY)","jir_meta_description":"An overview of Daiko Bank's first quarter earnings for fiscal year 2027. Detailed information on revenue, net income, asset growth, and future outlook.","jir_og_title":"\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen","jir_og_description":"Detailed analysis of Daiko Bank's latest financial results. Summarizes asset growth, revenue trends, and future prospects for investors.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":57745,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-89012","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen (decrease of 518 million yen YoY) - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/\",\"name\":\"\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen (decrease of 518 million yen YoY) - Japan IR\",\"isPartOf\":{\"@id\":\"https:\/\/japanir.jp\/en\/#website\"},\"datePublished\":\"2026-07-28T07:14:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/japanir.jp\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen (decrease of 518 million yen YoY)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/japanir.jp\/en\/#website\",\"url\":\"https:\/\/japanir.jp\/en\/\",\"name\":\"Japan IR\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/japanir.jp\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen (decrease of 518 million yen YoY) - Japan IR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/","url":"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/","name":"\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen (decrease of 518 million yen YoY) - Japan IR","isPartOf":{"@id":"https:\/\/japanir.jp\/en\/#website"},"datePublished":"2026-07-28T07:14:50+00:00","breadcrumb":{"@id":"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/japanir.jp\/en\/company\/company-8537\/ir\/8537-20260728-01_wp_financial_summary\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/japanir.jp\/en\/"},{"@type":"ListItem","position":2,"name":"\u3010Daiko Bank\u3011First Quarter Earnings for Fiscal Year 2027\uff5cNet profit of 344 million yen (decrease of 518 million yen YoY)"}]},{"@type":"WebSite","@id":"https:\/\/japanir.jp\/en\/#website","url":"https:\/\/japanir.jp\/en\/","name":"Japan IR","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/japanir.jp\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"related_company_data":{"id":"57745","title":"TAIKO BANK","ticker":"8537"},"_links":{"self":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release\/89012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release"}],"about":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/types\/ir_release"}],"replies":[{"embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/comments?post=89012"}],"version-history":[{"count":0,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release\/89012\/revisions"}],"wp:attachment":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/media?parent=89012"}],"wp:term":[{"taxonomy":"sector","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/sector?post=89012"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/importance?post=89012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}