Kochi Bank reported unrealized losses on securities of 327 million yen as of the end of Q1 FY2027, accounting for 23.7% of the consolidated ordinary income for FY2026 and 54.8% of net income attributable to owners of the parent. The impact on performance is minimal, and there is no change to future earnings guidance.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8416","jir_company_name":"Kochi Bank","jir_importance":"\u2605\u2605\u2606\u2606\u2606","jir_publication_date":"2026-07-24","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8416-20260724-01.pdf","jir_short_summary":"Kochi Bank reported unrealized losses on securities of 327 million yen as of the end of Q1 FY2027, accounting for 23.7% of the consolidated ordinary income for FY2026 and 54.8% of net income attributable to owners of the parent. The impact on performance is minimal, and there is no change to future earnings guidance.","jir_summary":"### Performance Overview\nAs of the end of Q1 FY2027, Kochi Bank identified unrealized losses on held-to-maturity securities totaling 327 million yen. This represents 23.7% of the FY2026 consolidated ordinary income and 54.8% of net income attributable to owners of the parent. The book value of the securities in question is 14,749 million yen, with a market value of 14,424 million yen. These unrealized losses do not affect the earnings forecasts or dividend projections, and there are no planned adjustments to the outlook.\n\n### Future Outlook and Impact on Shareholders\nThere is no impact on the FY2027 earnings outlook or dividend forecast due to this matter. Kochi Bank will continue to maintain prudent management. The unrealized losses stem from market fluctuations and are recorded solely as valuation losses. They are managed as part of the bank's asset management strategy, and the risks for shareholders and investors are limited. The bank will continue to implement appropriate risk management and optimize asset management.","jir_financial_highlights":"Unrealized losses on securities: 327 million yen (Unknown)\nConsolidated ordinary income: 1,380 million yen (Unknown)\nNet income attributable to owners of the parent: 596 million yen (Unknown)","jir_category":"","jir_hashtags":"#KochiBank, #EarningsReport, #JapanStocks","jir_key_figures":"Unrealized losses on securities: 327 million yen\nConsolidated ordinary income: 1,380 million yen\nNet income attributable to owners of the parent: 596 million yen","jir_meta_title":"\u3010Kochi Bank\u3011FY2027 Q1 Securities Unrealized Losses Announcement | July 24, 2026","jir_meta_description":"Kochi Bank reported unrealized losses on securities of 327 million yen as of the end of Q1 FY2027, with no impact on earnings, continuing prudent management. Detailed information provided.","jir_og_title":"\u3010Kochi Bank\u3011FY2027 Q1 Securities Unrealized Losses Announcement | July 24, 2026","jir_og_description":"Kochi Bank's FY2027 Q1 financial results revealed unrealized losses on securities, but there is no impact on performance, and prudent management continues.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":58879,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-87470","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n