Harn Bank’s Q2 FY2026 saw increases in assets and loan balances leading to higher revenue from funds management, but net income remained roughly flat due to rising deposit interest expenses and decreased derivative valuation 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-07-22","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8699-20260722-01.pdf","jir_short_summary":"Harn Bank's Q2 FY2026 saw increases in assets and loan balances leading to higher revenue from funds management, but net income remained roughly flat due to rising deposit interest expenses and decreased derivative valuation gains.","jir_summary":"### Performance Overview\n\n\n### Future Outlook and Impact on Shareholders\nWith Mongolia's economy remaining resilient, loan and asset growth are expected to continue, but attention should be paid to rising deposit interest rates and costs. The bank aims to maintain stable net income while expanding assets and enhancing profitability. For shareholders, the increasing asset base should boost corporate value, while rising funding costs present an important consideration.","jir_financial_highlights":"Total Assets: 28,082,662 million Tugrik (17.3% increase)\nTotal Equity: 2,776,383 million Tugrik (\u25b21.7% decrease)\nLoan Balance: 15,893,771 million Tugrik (22.8% increase)","jir_category":"","jir_hashtags":"#HSHoldings, #FinancialResults, #JapaneseStocks","jir_key_figures":"Total Assets: 28,082,662 million Tugrik (17.3% increase)\nTotal Equity: 2,776,383 million Tugrik (\u25b21.7% decrease)\nLoan Balance: 15,893,771 million Tugrik (22.8% increase)","jir_meta_title":"[HSHoldings] Q2 FY2026 | Asset Expansion and Stable Net Profit","jir_meta_description":"An overview of Harn Bank, a subsidiary of HS Holdings, Q2 FY2026 performance. Details on asset growth, revenue trends, and future prospects.","jir_og_title":"HS Holdings Q2 FY2026 Performance Overview","jir_og_description":"A clear explanation of Harn Bank's Q2 FY2026 performance trends and future outlook as a subsidiary of HS Holdings.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":17416,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-86289","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n