For the second quarter of the consolidated fiscal year ending November 2026, net sales were \u00a52,899 million (up 24.8% YoY), adjusted EBITDA was \u00a5509 million, and net income attributable to owners of the parent was \u00a555.3 million. SaaS ARR stands at \u00a54,766.9 million (up 34.2%), showing strong growth.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"3994","jir_company_name":"Money Forward, Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-07-13","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/3994-20260713-03.pdf","jir_short_summary":"For the second quarter of the consolidated fiscal year ending November 2026, net sales were \u00a52,899 million (up 24.8% YoY), adjusted EBITDA was \u00a5509 million, and net income attributable to owners of the parent was \u00a555.3 million. SaaS ARR stands at \u00a54,766.9 million (up 34.2%), showing strong growth.","jir_summary":"### Performance Overview\nIn the second quarter of the fiscal year ending November 2026, Money Forward recorded net sales of \u00a52,899 million (24.8% increase), adjusted EBITDA of \u00a5509 million (168.7% increase), and significantly recovered from the previous year's losses. Net income attributable to owners of the parent also turned profitable at \u00a555.3 million, with SaaS ARR reaching \u00a54,766.9 million (34.2% increase). Segments such as corporate cloud services and consumer services contributed to this growth. Total assets reached \u00a5143,626 million, expanding the company's asset base.\n\n### Outlook and Shareholder Impact\nThe company continues to actively invest and expand its business, projecting full-year revenue for 2026 to be between \u00a56,050 billion and \u00a56,230 billion (20.2%\u201323.7% increase). Adjusted EBITDA is forecasted to grow by 21.7%\u201328.4%, reaching \u00a54,974.2 million to \u00a55,250.5 million, maintaining a profit trend. This outlook supports stable shareholder returns and dividends, aiming for long-term corporate value enhancement.","jir_financial_highlights":"Net Sales: \u00a52,899 million (up 24.8% YoY)\nAdjusted EBITDA: \u00a5509 million (up 168.7% YoY)\nNet Income Attributable to Owners of the Parent: \u00a555.3 million (from a loss of \u00a52,197 million YoY (recovery from loss))\nSaaS ARR: \u00a54,766.9 million (up 34.2% YoY)\nTotal Assets: \u00a5143,626 million (increase of \u00a516,059 million compared to the previous fiscal year-end)","jir_category":"","jir_hashtags":"#MoneyForward, #FinancialResults, #JapanStocks","jir_key_figures":"Net Sales: \u00a52,899 million (24.8% YoY increase)\nAdjusted EBITDA: \u00a5509 million (168.7% YoY increase)\nNet Income Attributable to Owners of the Parent: \u00a555.3 million (from a loss of \u00a52,197 million YoY)","jir_meta_title":"[Money Forward] Strong Performance in the First Half of 2026 | Sales of \u00a52.899 billion (24.8% increase)","jir_meta_description":"Money Forward achieved net sales of \u00a52.899 billion (24.8% YoY growth) and adjusted EBITDA of \u00a5509 million (168.7% increase) in the second quarter of FY 2026. This report discusses the company\u2019s steady growth and future outlook.","jir_og_title":"[Money Forward] 2026 First Half Earnings | Sales of \u00a52.899 billion (24.8% increase)","jir_og_description":"Money Forward's first-half 2026 earnings show net sales of \u00a52.899 billion (24.8% increase) and adjusted EBITDA of \u00a5509 million (168.7% increase), demonstrating steady growth.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8834,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-79899","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n