announces that the counterparty Zento-Shin has been officially subjected to bankruptcy proceedings by Osaka District Court. Of the approximately 500 million yen in lending, about 300 million yen will be written off with no collateral or reserve, to be fully reserved in the first quarter of the fiscal year ending March 2027. There will be no changes to the consolidated earnings forecast for the second quarter or full-year 2027.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8367","jir_company_name":"Nanto Bank Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-07-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8367-20260710-01.pdf","jir_short_summary":" announces that the counterparty Zento-Shin has been officially subjected to bankruptcy proceedings by Osaka District Court. Of the approximately 500 million yen in lending, about 300 million yen will be written off with no collateral or reserve, to be fully reserved in the first quarter of the fiscal year ending March 2027. There will be no changes to the consolidated earnings forecast for the second quarter or full-year 2027.","jir_summary":"### Key points of the news\nThe bankruptcy proceedings for the counterparty Zento-Shin have been officially decided by the Osaka District Court. Nanto Bank plans to fully reserve about 300 million yen of the 500 million yen in loans, with no collateral or reserve, in the first quarter of fiscal year ending March 2027.\n\n### Impact and outlook going forward\nThere is no change to the consolidated earnings forecast for the second quarter and full year of fiscal 2027 that has already been announced. The financial impact is expected to be limited to the recognition of the reserve, but full recognition of unsecured, non-collateralized claims may have a short-term impact on net assets.","jir_financial_highlights":"Loans: 500 million yen (As of July 9, 2026)\nNon-collateralized claims subject to allowance: about 300 million yen (Scheduled to be fully written off in the first quarter of fiscal year ending March 2027)\nConsolidated earnings forecast change: No change (Forecast announced on May 8, 2026)","jir_category":"","jir_hashtags":"#NantoBank, #IR, #JapanStocks","jir_key_figures":"Loans: 500 million yen\nUncollateralized claims subject to reserve: about 300 million yen\nFiscal 2027 Q2 and full-year: No earnings forecast change","jir_meta_title":"\u3010Nanto Bank\u3011Notice of Initiation of Bankruptcy Proceedings by Counterparty | 2026-07-10","jir_meta_description":"Nanto Bank announces the initiation of bankruptcy proceedings by the counterparty Zento-Shin. Plan to fully reserve about 300 million yen of unsecured claims in Q1 of fiscal 2027. No changes to earnings forecast for Q2 and full-year 2027.","jir_og_title":"Nanto Bank: Notice of Initiation of Bankruptcy Proceedings by Counterparty","jir_og_description":"Announcement of initiation of bankruptcy proceedings by the counterparty Zento-Shin. Plan to reserve about 300 million yen of unsecured claims. No changes to full-year forecast.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9002,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-78747","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n