Out of the loan exposure of 373 million yen to the debtor, ASA Machinery Co., Ltd., the portion without collateral or provisioning of 131 million yen is planned to be fully provisioned in the first quarter of the fiscal year ending March 2027. Impact on earnings is being examined.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8416","jir_company_name":"Kochi Bank","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-07-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8416-20260710-01.pdf","jir_short_summary":"Out of the loan exposure of 373 million yen to the debtor, ASA Machinery Co., Ltd., the portion without collateral or provisioning of 131 million yen is planned to be fully provisioned in the first quarter of the fiscal year ending March 2027. Impact on earnings is being examined.","jir_summary":"### Overview\nToday we received notice that the debtor, Asahi Giken Co., Ltd., has begun preparations for bankruptcy proceedings. Consequently, the risk of receivables collection inability or delay has arisen for our bank regarding the subject receivables. The receivable amount is 373 million yen, of which 131 million yen is not secured by collateral or provisioning.\n\n### Financial impact and response\nWe plan to record the full provision of 131 million yen in the first quarter of the fiscal year ending March 2027. The impact on future earnings guidance is currently being examined, and we will disclose promptly if necessary.","jir_financial_highlights":"Loans: 373 \u767e\u4e07\u5186 (Unclear)\nNon-collateralized receivables: 131 \u767e\u4e07\u5186 (Unclear)","jir_category":"","jir_hashtags":"#KochiBank, #IR, #JapanStocks","jir_key_figures":"Loans: 373 million yen\nUnsecured receivables: 131 million yen\nCounterparty: Asahi Giken Co., Ltd.","jir_meta_title":"\u3010Kochi Bank\u3011Notice of receivables collection risk | July 2026","jir_meta_description":"Disclosure of receivables collection risk due to the debtor Asahi Giken's bankruptcy proceedings. Full provision of unsecured receivables of 131 million yen planned in 2027 Q1. Impact on earnings to be examined.","jir_og_title":"\u3010Kochi Bank\u3011Notice of receivables collection risk (July 2026)","jir_og_description":"Disclosure of collection risk for bank's receivables due to Asahi Giken's bankruptcy proceedings; full provision of unsecured receivables of 131 million yen planned. Impact on earnings to be examined.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":58878,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"disclosure_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-78031","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n