The counterparty, Zentoushin Co., Ltd., has announced that its bankruptcy proceedings were initiated by the Osaka District Court. The portion of our claims not secured by collateral will be entirely provided for in the first quarter of the fiscal year ending March 2027. 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The portion of our claims not secured by collateral will be entirely provided for in the first quarter of the fiscal year ending March 2027. However, there is no change to the earnings forecast for the second quarter and full year of the fiscal year ending March 2027, announced in July 2026.","jir_summary":"### Overview\nThe counterparty Zentou-Shin Co., Ltd. has announced that bankruptcy proceedings have been initiated by the Osaka District Court. For portions of our claims not secured by collateral, we plan to make a full provision in the first quarter of the fiscal year ending March 2027; however, there is no change to the earnings forecast for the second quarter and full year of the fiscal year ending March 2027 announced in July 2026.\n\n### Impact and Outlook\nThe provision for claims may pose a financial negative, but the timing of the provision for the collateral-deficient portion is explicit, and the earnings forecast itself is not currently affected. Strengthening credit risk management in response to the counterparty's bankruptcy filing is expected.","jir_financial_highlights":"Loans: 1,000 hundred million yen ((Share of consolidated net assets as of end-March 2026 0.52%))\nFull provision for claims: Full provision (First quarter of the fiscal year ending March 2027)","jir_category":"","jir_hashtags":"#ShikokuBank, #IR, #JapanStocks","jir_key_figures":"Loans: 1,000 hundred million yen (Share of consolidated net assets as of end-March 2026 0.52%)\nFull provision for claims planned: First quarter of the fiscal year ending March 2027\nNo change to earnings forecast: as announced on May 12, 2026 for the second quarter and full year of the fiscal year ending March 2027","jir_meta_title":"\u3010Shikoku Bank\u3011Notice Regarding Filing for Bankruptcy Proceedings by a Counterparty\uff5cJuly 2026","jir_meta_description":"Shikoku Bank announces the counterparty Zentou-Shin Co., Ltd. bankruptcy proceedings initiation. Full provision for unsecured claims planned. No change to the earnings forecast for the fiscal year ending March 2027.","jir_og_title":"Notice Regarding Filing for Bankruptcy Proceedings by a Counterparty - Shikoku Bank","jir_og_description":"Announcement of bankruptcy proceedings initiation for Zentou-Shin Co. Full provision for unsecured claims planned in the first quarter of the fiscal year ending March 2027. No earnings forecast change.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":16852,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"disclosure_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-77979","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n