{"id":77142,"date":"2026-07-08T11:34:13","date_gmt":"2026-07-08T02:34:13","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8418-20260708-01_wp_general_ir\/"},"modified":"2026-07-08T11:34:13","modified_gmt":"2026-07-08T02:34:13","slug":"8418-20260708-01_wp_general_ir","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8418\/ir\/8418-20260708-01_wp_general_ir\/","title":{"rendered":"Notice Regarding Start of Bankruptcy Proceedings by a Client (No Change to Our Earnings Guidance)"},"content":{"rendered":"<p>Following the bankruptcy proceedings of a client, All T\u014dshin, a supplier to Yamaguchi Bank, was notified by the Osaka District Court of the initiation of bankruptcy proceedings. Claims are fully secured by collateral, and our credit costs are not expected to arise. There is no change to the consolidated earnings forecast for the fiscal year ending March 2027.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8418","jir_company_name":"Yamaguchi Financial Group, Inc.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-07-08","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/07\/8418-20260708-01.pdf","jir_short_summary":"Following the bankruptcy proceedings of a client, All T\u014dshin, a supplier to Yamaguchi Bank, was notified by the Osaka District Court of the initiation of bankruptcy proceedings. Claims are fully secured by collateral, and our credit costs are not expected to arise. There is no change to the consolidated earnings forecast for the fiscal year ending March 2027.","jir_summary":"### Key points of the news\nAll T\u014dshin, a client of Yamaguchi Bank, has been subject to bankruptcy proceedings initiated by the Osaka District Court. All claims are fully secured by collateral, and there is no expected occurrence of credit-related costs. No change to the consolidated earnings forecast for the second quarter and full year of the fiscal year ending March 2027.\n\n### Financial impact and response\nThe financial impact is deemed limited, and because all claims are fully secured, no additional costs are expected. No revision to the current earnings forecast. Attention should be paid to future supervisory and receivables collection trends.","jir_financial_highlights":"Loans: 7,400 million yen (No specific YoY expression)\nRatio to consolidated net assets: 1.10% (No specific YoY expression)","jir_category":"","jir_hashtags":"#YamaguchiFinancialGroup, #IR, #JapaneseStocks","jir_key_figures":"Loans: 7,400 million yen (as of 2026-07-07)\nRatio to consolidated net assets: 1.10%\nDates: 2026-07-06 decision; 2026-07-07 current status","jir_meta_title":"\u3010Yamaguchi Financial Group\u3011Notice of Initiation of Bankruptcy Proceedings by a Client | July 2026","jir_meta_description":"Notice regarding the initiation of bankruptcy proceedings by a client of the Yamaguchi Group. All collateral secured and no credit costs arising; no changes to the forecast for fiscal year ending March 2027. Key figures unchanged.","jir_og_title":"\u3010Yamaguchi Financial Group\u3011Notice of Initiation of Bankruptcy Proceedings by a Client","jir_og_description":"Notice regarding the initiation of bankruptcy proceedings by a client. All claims fully collateralized, no change to earnings forecast.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7874,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-77142","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notice Regarding Start of Bankruptcy Proceedings by a Client (No Change to Our Earnings Guidance) - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8418\/ir\/8418-20260708-01_wp_general_ir\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8418\/ir\/8418-20260708-01_wp_general_ir\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8418\/ir\/8418-20260708-01_wp_general_ir\/\",\"name\":\"Notice Regarding Start of Bankruptcy Proceedings by a Client (No Change to Our Earnings Guidance) - 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