Due to the bankruptcy proceeding decision of a counterpart, the subsidiary\u2019s receivables of about 5,000 million yen are at risk of non-collection or collection delays. Provisions totaling approximately 2.7 billion yen, not secured by collateral or allowances, will be recorded in the second quarter of the fiscal year ending March 2027. 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Provisions totaling approximately 2.7 billion yen, not secured by collateral or allowances, will be recorded in the second quarter of the fiscal year ending March 2027. There is no change to the consolidated earnings guidance announced in May 2026.","jir_summary":"### Background and Facts\nThe subsidiary Sanjuusankin Bank, a related party, disclosed that Osaka District Court has issued a bankruptcy proceeding decision for its client, Zen To Shin, resulting in the risk of non-collection or collection delays on the receivable from the subsidiary. The target receivable is a loan of 5,000 million yen, representing 2.16% of consolidated net assets at the end of March 2026.\n\n### Financial impact and responses\nApproximately 2.7 billion yen not covered by collateral or allowances will be provisioned in the second quarter of FY2027. Also, there is no change to the consolidated earnings forecast for the second quarter and full year of FY2027, which was announced on May 15, 2026.","jir_financial_highlights":"Loans: 5,000 \u767e\u4e07\u5186 (As of July 6, 2026)\nUnsecured amounts not covered by collateral or allowances: Approximately 2.7 \u5104\u5186 (Provisions to be recorded in Q2 of FY2027)","jir_category":"","jir_hashtags":"#SanjusanFinancialGroup, #IR, #JapanStocks","jir_key_figures":"Loans: 5,000 million yen\nUnsecured amounts not covered by collateral or allowances: Approximately 2.7 hundred million yen\nImpact target: Provisions to be recorded in Q2 FY2027","jir_meta_title":"\u3010Sanjusan Financial Group\u3011Notice of Bad Debt Collection Risk from Subsidiary \u2014 July 7, 2026","jir_meta_description":"Due to bankruptcy decision of Zen To Shin, risk of non-collection or delay in collecting receivables from Zen To Shin arises. Provisions of about 2.7 billion yen to be recognized in Q2 FY2027. No change to full-year forecast.","jir_og_title":"\u3010Sanjusan Financial Group\u3011Notice of Subsidiary Receivables Risk \u2014 2026\/07\/07","jir_og_description":"Discussion on subsidiary receivable recovery risk and planned provisions in 2Q FY2027. No change to full-year forecast.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9503,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"disclosure_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-77010","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n