All-Tokyo Credit submitted bankruptcy filing to Osaka District Court. Loans to the company amount to 8,000 million yen, with 5,886 million yen of unsecured loans to be fully reserved for in the 2027 fiscal year onwards. 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Loans to the company amount to 8,000 million yen, with 5,886 million yen of unsecured loans to be fully reserved for in the 2027 fiscal year onwards. Full-year earnings guidance for 2027 is under review and may be revised.","jir_summary":"### Summary of performance and financial impact\nOf the 8,000 million yen in loans to All-Tokyo Credit, 5,886 million yen that are not secured by collateral or reserves are planned to be fully reserved in the fiscal year ending March 2027. The full-year earnings forecast for the next period is currently under review, and any necessary revisions will be disclosed promptly.\n\n### Outlook and risks\nThis matter indicates increased collection risk due to the bankruptcy filing of the counterparty, and the impact at the time of disclosure of the full-year forecast for the fiscal year ending March 2027 is important. The under-review forecast will be updated upon disclosure.","jir_financial_highlights":"Loan balance: 8,000 \u767e\u4e07\u5186 (Unknown)\nUnsecured loan balance: 5,886 \u767e\u4e07\u5186 (Unknown)\nFuture reserve policy: Full reservation processing to be implemented (Unknown)","jir_category":"","jir_hashtags":"#TohwaBank, #CreditRisk, #JapanStocks","jir_key_figures":"Loan balance: 8,000 million yen\nUnsecured loan balance: 5,886 million yen\nProvision timing: Fiscal year ending March 2027","jir_meta_title":"\u3010Tohwa Bank\u3011Notice regarding Credit Collection Risk\uff5cJuly 2026","jir_meta_description":"Tohwa Bank discloses credit collection risk related to bankruptcy filing of its counterparty All-Tokyo Credit. Unsecured loan balance of 5,886 million yen to be fully reserved in the fiscal year ending March 2027. Outlook for future earnings under review.","jir_og_title":"\u3010Tohwa Bank\u3011Notice regarding Credit Collection Risk","jir_og_description":"Related to bankruptcy filing of All-Tokyo Credit; reserve to be made for unsecured claims of approximately 5,886 million yen in the fiscal year ending March 2027. Outlook under review.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":17625,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-76869","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n