Aozora Bank announced that its consolidated capital adequacy ratio for the fiscal year ending March 2026 was finalized at 10.87%, and on a standalone basis at 10.17%. There were no changes from the preliminary figures, with consolidated shareholders’ equity reaching 484,073 million yen and standalone at 445,609 million yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8304","jir_company_name":"Aozora Bank","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-06-16","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/06\/8304-20260616-01.pdf","jir_short_summary":"Aozora Bank announced that its consolidated capital adequacy ratio for the fiscal year ending March 2026 was finalized at 10.87%, and on a standalone basis at 10.17%. There were no changes from the preliminary figures, with consolidated shareholders' equity reaching 484,073 million yen and standalone at 445,609 million yen.","jir_summary":"### Summary of Financial Results\nAozora Bank announced the finalized capital adequacy ratio for the fiscal year ending March 2026, which was 10.87% on a consolidated basis and 10.17% on a standalone basis. The shareholders' equity reached 484,073 million yen for consolidated and 445,609 million yen for standalone, with no change from the preliminary figures. The amount of risk assets and related items slightly increased, indicating the bank's capital health is maintained.\n\n### Outlook and Impact on Shareholders\nThe finalized capital adequacy ratio matches the preliminary figures, confirming capital stability. Moving forward, the bank aims to sustain prudent capital management and effective risk control to enhance shareholder value. The stable capital position is expected to support the bank\u2019s creditworthiness and strengthen its long-term growth foundation.","jir_financial_highlights":"Consolidated Capital Adequacy Ratio: 10.87% (No change)\nConsolidated Shareholders' Equity: 484,073 million yen (+47 million yen)\nConsolidated Risk Assets and others: 4,451,119 million yen (+168 million yen)","jir_category":"","jir_hashtags":"#AozoraBank, #EarningsReport, #JapaneseStocks","jir_key_figures":"Consolidated Capital Adequacy Ratio: 10.87%\nConsolidated Shareholders' Equity: 484,073 million yen\nConsolidated Risk Assets and others: 4,451,119 million yen","jir_meta_title":"\u3010Aozora Bank\u3011Finalized Capital Adequacy Ratio | March 2026","jir_meta_description":"Aozora Bank's capital adequacy ratio for March 2026 has been finalized at 10.87% (consolidated) and 10.17% (standalone), maintaining capital health. Detailed information explained.","jir_og_title":"\u3010Aozora Bank\u3011Finalized Capital Adequacy Ratio | March 2026","jir_og_description":"Aozora Bank\u2019s capital adequacy ratio for March 2026 has been finalized. Detailed analysis of capital health and future outlook.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8074,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-64820","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n