Shinkin Central Bank posted consolidated operating revenue of \u00a566,262 billion and net income of \u00a54.3 billion for the fiscal year ending March 2026, showing a slight increase from the previous year. While total assets decreased to \u00a546.8 trillion, the non-performing loan ratio remained healthy at 0.16%. The outlook for 2027 remains solid, with stable performance expected.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8421","jir_company_name":"Shinkin Central Bank","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-05-20","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8421-20260520-01.pdf","jir_short_summary":"Shinkin Central Bank posted consolidated operating revenue of \u00a566,262 billion and net income of \u00a54.3 billion for the fiscal year ending March 2026, showing a slight increase from the previous year. While total assets decreased to \u00a546.8 trillion, the non-performing loan ratio remained healthy at 0.16%. The outlook for 2027 remains solid, with stable performance expected.","jir_summary":"### Performance Overview\nIn the fiscal year ending March 2026, Shinkin Central Bank achieved operating revenue of \u00a566,262 billion and net income of \u00a54.3 billion, significantly increasing compared to the same period last year. Although total assets declined to \u00a546.8 trillion, the non-performing loan ratio remained at a healthy 0.16%. The decrease in assets was mainly due to deposit outflows and an increase in loans, with the company focusing on strengthening capital and risk management. It aims to establish a stable earnings base and expects continued solid performance in 2027.\n\n### Future Outlook and Impact on Shareholders\nThe 2027 consolidated earnings forecast anticipates an operating profit of \u00a561 trillion and net income of \u00a544 billion, with a target equity ratio in the 20% range. The dividend is planned to remain at \u00a53,000 per share, maintaining consistent shareholder returns. The company will continue to carefully manage asset size and risks, focusing on long-term corporate value enhancement. Stable dividends and prudent financial management are expected to be attractive to investors.","jir_financial_highlights":"Operating Revenue: \u00a566,262 billion (YoY +37.3\uff05)\nNet Income Attributable to Parent Company Shareholders: \u00a54.3 billion (YoY +1.3\uff05)\nTotal Assets: \u00a546.8 trillion (Decreased by \u00a51.37 trillion from the previous fiscal year-end)","jir_category":"","jir_hashtags":"#ShinkinCentralBank, #IRFinancialResults, #JapaneseStocks","jir_key_figures":"Operating Revenue: \u00a566,262 billion (YoY +37.3%)\nNet Income Attributable to Parent Company Shareholders: \u00a54.3 billion (YoY +1.3%)\nTotal Assets: \u00a546.8 trillion (Decreased by \u00a51.37 trillion from the previous fiscal year-end)","jir_meta_title":"[Shinkin Central Bank] Fiscal Year 2026 Financial Results | Net Income of \u00a54.3 billion and Strong Performance Outlook","jir_meta_description":"Shinkin Central Bank reported net income of \u00a54.3 billion for FY2026, with total assets decreasing to \u00a546.8 trillion. Stable performance and dividends are expected in 2027. Details available here.","jir_og_title":"[Shinkin Central Bank] Fiscal Year 2026 Financial Results | Net Income of \u00a54.3 billion and Positive Outlook","jir_og_description":"Shinkin Central Bank achieved net income of \u00a54.3 billion in FY2026 with total assets at \u00a546.8 trillion, maintaining steady management and dividend policies. See link for details.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9346,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-53313","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n