Yamanashi Chuo Bank achieved consolidated ordinary income of JPY 86,104 million (up 42.3% YoY) and net income attributable to owners of the parent of JPY 9,987 million (up 30.2% YoY) for the fiscal year ending March 2026, maintaining revenue and profit growth. Although the core capital adequacy ratio declined to 5.0%, the bank demonstrates steady performance.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8360","jir_company_name":"Yamanashi Chuo Bank","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-05-14","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8360-20260514-01.pdf","jir_short_summary":"Yamanashi Chuo Bank achieved consolidated ordinary income of JPY 86,104 million (up 42.3% YoY) and net income attributable to owners of the parent of JPY 9,987 million (up 30.2% YoY) for the fiscal year ending March 2026, maintaining revenue and profit growth. Although the core capital adequacy ratio declined to 5.0%, the bank demonstrates steady performance.","jir_summary":"### Performance Overview\nFor the fiscal year ending March 2026, Yamanashi Chuo Bank recorded consolidated ordinary income of JPY 86,104 million (up 42.3% YoY), ordinary profit of JPY 13,832 million (up 30.2% YoY), and net income attributable to owners of the parent of JPY 9,987 million (up 30.2% YoY). Revenue expanded significantly due to increases in loans and securities holdings, and core operating profit also increased. The financial position shows total assets of JPY 4,581.2 billion and a capital adequacy ratio of 5.0%, indicating steady performance despite a decline. Although cash flows turned negative, projections for the fiscal year ending March 2027 also anticipate profit growth.\n\n### Future Outlook and Impact on Shareholders\nThe consolidated earnings forecast for the fiscal year ending March 2027 predicts ordinary profit of approximately JPY 18.3 billion (up JPY 4.4 billion YoY) and net income of approximately JPY 12.5 billion (up JPY 2.5 billion YoY), continuing revenue and profit growth. The annual dividend is planned to be set at JPY 131, reinforcing shareholder returns. Although the capital adequacy ratio continues to decline, the bank aims to sustain prudent management and enhance shareholder value.","jir_financial_highlights":"Consolidated Ordinary Income: JPY 86,104 million (42.3% increase)\nNet Income Attributable to Owners of the Parent: JPY 9,987 million (30.2% increase)\nCapital Adequacy Ratio: 5.0% (Decreased by 0.6 percentage points from the previous term)","jir_category":"","jir_hashtags":"#YamanashiChuoBank, #FinancialResults, #JapaneseStocks","jir_key_figures":"Consolidated Ordinary Income: JPY 86,104 million (up 42.3% YoY)\nNet Income Attributable to Owners of the Parent: JPY 9,987 million (up 30.2% YoY)\nCapital Adequacy Ratio: 5.0% (down 0.6 percentage points from the previous period)","jir_meta_title":"\u3010Yamanashi Chuo Bank\u3011Fiscal Year 2024 Financial Results \uff5c Sales of JPY 79.3 billion (+ JPY 25.2 billion)","jir_meta_description":"Yamanashi Chuo Bank achieved consolidated ordinary income of JPY 86,104 million and net income of JPY 9,987 million for the fiscal year ending March 2026, maintaining revenue and profit growth. The capital adequacy ratio declined to 5.0%, but performance remains solid. For more details, see here.","jir_og_title":"\u3010Yamanashi Chuo Bank\u3011Fiscal Year 2024 Financial Results \uff5c Sales of JPY 79.3 billion (+ JPY 25.2 billion)","jir_og_description":"Yamanashi Chuo Bank achieved revenue and profit growth for the fiscal year ending March 2026. The capital adequacy ratio declined to 5.0%, but prudent management continues. For further details, see here.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9360,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-50175","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n