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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-05-13","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8550-20260513-04.pdf","jir_short_summary":"Consolidated ordinary income for the fiscal year ending March 2026 was 54.5 billion yen (up 21.0% YoY), ordinary profit was 10.0 billion yen, and net income attributable to shareholders of the parent was 8.2 billion yen, achieving significant increases in both revenue and profit compared to the same period last year.","jir_summary":"### Performance Overview\nThe consolidated ordinary income for the fiscal year ending March 2026 was 54.5 billion yen (up 21.0% YoY), ordinary profit was 10.0 billion yen, and net income attributable to shareholders of the parent was 8.2 billion yen, turning around from a loss in the previous year to achieve revenue and profit growth. The main factors include increased fund profits such as loan interest, securities dividends, and deposit interest, higher service trading profits like solution fees, and a reduction in gains from securities sales. Although the capital adequacy ratio slightly decreased to 9.91%, ROE significantly improved to 5.26%.\n\n### Asset, Liability, and Dividend Situation\nCustomer deposits on a standalone basis increased to 3.1753 trillion yen (up 1.7% YoY), loan balances increased to 2.4578 trillion yen (up 12.0%), and securities residual balances increased to 423.2 billion yen (up 12.4%). The customer base within Tochigi Prefecture, which accounts for 80.8% of prefectural deposits, remains stable. The dividend for the fiscal year ended was increased from 12 yen to 14 yen, making the total annual dividend 26 yen. For the fiscal year ending March 2027, an annual dividend of 30 yen is planned.","jir_financial_highlights":"Ordinary Income: 54.5 billion yen (Up 21.0% YoY)\nOrdinary Profit: 10.0 billion yen (Significantly increased YoY (\u25b323.6 billion yen \u2192 10 billion yen))\nNet Income Attributable to Shareholders of Parent: 8.2 billion yen (Significantly increased YoY (\u25b322.3 billion yen \u2192 8.2 billion yen))\nCapital Adequacy Ratio: 9.91% (Down 0.19 points)\nROE (Return on Equity): 5.26% (Up 20.06 points)\nCustomer Deposits (Standalone): 3.1753 trillion yen (Increase of 1.7% (+54.2 billion yen))\nLoan Balance (Standalone): 2.4578 trillion yen (Increase of 12.0% (+265.0 billion yen))\nSecurities Residual Balance (Standalone): 423.2 billion yen (Increase of 12.4% (+46.9 billion yen))\nAnnual Dividend: 26.00 yen (Increase of 19.00 yen)","jir_category":"","jir_hashtags":"#TochigiBank, #FinancialResultsExplanationMaterials, #JapaneseStocks","jir_key_figures":"Ordinary income: 54.5 billion yen (up 21.0% YoY)\nOrdinary profit: 10.0 billion yen (previously \u25b323.6 billion yen)\nNet income attributable to shareholders of the parent: 8.2 billion yen (previously \u25b322.3 billion yen)","jir_meta_title":"\u3010Tochigi Bank\u3011Financial Results for the Fiscal Year Ending March 2026 | Turned Profitable with 10 Billion Yen Ordinary Income","jir_meta_description":"Tochigi Bank's fiscal year ending March 2026 reported ordinary profit of 10 billion yen and net income of 8.2 billion yen, turning around from a loss last year. Deposits and loans increased, and dividends were raised to 26 yen.","jir_og_title":"\u3010Tochigi Bank\u3011Financial Results for the Fiscal Year Ending March 2026 | Turned Profitable with 10 Billion Yen Ordinary Income","jir_og_description":"In the fiscal year ending March 2026, Tochigi Bank recorded ordinary income of 10 billion yen and net income of 8.2 billion yen, achieving revenue and profit growth. Deposits and loan balances also increased steadily.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[]","ir_related_company":16742,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-49344","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n