Net income attributable to owners of the parent for FY2025 was 84.1 billion yen, an increase of 25.9 billion yen YoY, setting a record high. Core operating profit reached 119.6 billion yen, up 27.3 billion yen YoY, also an all-time high.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7167","jir_company_name":"Mebuki Financial Group","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-05-13","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/7167-20260513-02.pdf","jir_short_summary":"Net income attributable to owners of the parent for FY2025 was 84.1 billion yen, an increase of 25.9 billion yen YoY, setting a record high. Core operating profit reached 119.6 billion yen, up 27.3 billion yen YoY, also an all-time high.","jir_summary":"### Performance Overview\nNet income attributable to owners of the parent for FY2025 was 84.1 billion yen, an increase of 25.9 billion yen from the same period last year, reaching a record high. Core operating profit increased by 27.3 billion yen YoY to 119.6 billion yen, driven by widening interest spreads on loans and deposits and higher income from securities and other financial instruments. ROE improved by 2.3 points to 8.2%, and dividends per share increased to 28 yen (payout ratio 31.4%). Loan balances reached 13,608.1 billion yen, an increase of 588.7 billion yen (+4.5%) YoY, and deposit balances increased by 176.7 billion yen (+0.9%) to 18,176.0 billion yen.\n\n### FY2026 Business Forecast\nThe full-year forecast for FY2026 projects ordinary income of 139.0 billion yen (up by 22.3 billion yen YoY), net income attributable to owners of the parent of 95.0 billion yen (up by 10.8 billion yen YoY), ROE of approximately 9.0%, and annual dividends per share of 40 yen (payout ratio 39.5%). An increase in profitability is expected due to rising loan interest rates and gains from funding operations.","jir_financial_highlights":"Net income attributable to owners of the parent: 84.1 billion yen (Up by 25.9 billion yen YoY)\nCore operating profit: 119.6 billion yen (Up by 27.3 billion yen YoY)\nROE (Return on Equity, basis of net assets): 8.2% (+2.3%pt)\nAnnual dividend per share (payout ratio): 28 yen (31.4%) (+12 yen (+4.0%pt))\nOrdinary income (full-year forecast): 139.0 billion yen (Up by 22.3 billion yen YoY)\nNet income attributable to owners of the parent (full-year forecast): 95.0 billion yen (Up by 10.8 billion yen YoY)\nAnnual dividend per share (payout ratio) (full-year forecast): 40 yen (39.5%) (+12 yen (+8.1%pt))\nLoan balance: 13,608.1 billion yen (Up by 588.7 billion yen (+4.5%) YoY)\nDeposit balance: 18,176.0 billion yen (Up by 176.7 billion yen (+0.9%) YoY)","jir_category":"","jir_hashtags":"#MebukiFinancialGroup, #BusinessResultsOverview, #JapanStocks","jir_key_figures":"Net income attributable to owners of the parent: 84.1 billion yen (up by 25.9 billion yen YoY)\nCore operating profit: 119.6 billion yen (up by 27.3 billion yen YoY)\nLoan balance: 13,608.1 billion yen (up by 588.7 billion yen, +4.5%)","jir_meta_title":"\u3010Mebuki Financial Group\u3011FY2025 Financial Results\uff5cNet Income 84.1 Billion Yen (+25.9 Billion Yen YoY)","jir_meta_description":"Overview of Mebuki Financial Group's FY2025 financial results. Net income attributable to owners of the parent increased by 25.9 billion yen YoY to 84.1 billion yen, with core operating profit reaching an all-time high of 119.6 billion yen. Earnings forecast for FY2026 also indicates profit growth.","jir_og_title":"\u3010Mebuki FG\u3011FY2025 Financial Results\uff5cNet Income 84.1 Billion Yen (+25.9 Billion Yen)","jir_og_description":"In FY2025, net income was 84.1 billion yen, an increase of 25.9 billion yen YoY. Core operating profit also reached a record high of 119.6 billion yen.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Net Income Attributable to Owners of the Parent\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY21\\\",\\\"FY22\\\",\\\"FY23\\\",\\\"FY24\\\",\\\"FY25\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Net Income (Billion Yen)\\\",\\\"data\\\":[429,321,433,582,841],\\\"backgroundColor\\\":\\\"#8BC34A\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"core_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Trend of Core Operating Profit\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY21\\\",\\\"FY22\\\",\\\"FY23\\\",\\\"FY24\\\",\\\"FY25\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Core Operating Profit (Billion Yen)\\\",\\\"data\\\":[84.7,81.6,72.7,92.2,119.6],\\\"backgroundColor\\\":\\\"#4CAF50\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"loan_balance_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Loan Balance Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 FY20\\\",\\\"Q3 FY21\\\",\\\"Q3 FY22\\\",\\\"Q3 FY23\\\",\\\"Q3 FY24\\\",\\\"Q3 FY25\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Loan Balance (Billion Yen)\\\",\\\"data\\\":[11477.3,11799.7,11895.5,12588.5,12809.6,13359.3],\\\"backgroundColor\\\":\\\"#2196F3\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"deposit_balance_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Deposit Balance Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Q3 FY20\\\",\\\"Q3 FY21\\\",\\\"Q3 FY22\\\",\\\"Q3 FY23\\\",\\\"Q3 FY24\\\",\\\"Q3 FY25\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Deposit Balance (Billion Yen)\\\",\\\"data\\\":[16597.9,17217.1,17575.4,17872.9,17999.2,18176.0],\\\"backgroundColor\\\":\\\"#03A9F4\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"roe_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"ROE (Return on Equity) Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY21\\\",\\\"FY22\\\",\\\"FY23\\\",\\\"FY24\\\",\\\"FY25\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"ROE (%)\\\",\\\"data\\\":[4.3,3.4,4.5,5.9,8.2],\\\"borderColor\\\":\\\"#4CAF50\\\",\\\"fill\\\":false}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}]","ir_related_company":7556,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-48620","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n