{"id":48288,"date":"2026-05-12T19:34:56","date_gmt":"2026-05-12T10:34:56","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8558-20260512-02_wp_financial_summary\/"},"modified":"2026-05-12T19:34:56","modified_gmt":"2026-05-12T10:34:56","slug":"8558-20260512-02_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8558\/ir\/8558-20260512-02_wp_financial_summary\/","title":{"rendered":"Notice of Actual Differences for Fiscal Year Ending March 2026 | May 12, 2026"},"content":{"rendered":"<p>Consolidated ordinary income for the fiscal year ending March 2026 was 43,504 million yen, an increase of 15.04% compared to the previous period, with individual figures rising by 16.90% to 39,634 million yen. The primary factors are increases in lending interest and securities interest dividends.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8558","jir_company_name":"Towa Bank Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-05-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8558-20260512-02.pdf","jir_short_summary":"Consolidated ordinary income for the fiscal year ending March 2026 was 43,504 million yen, an increase of 15.04% compared to the previous period, with individual figures rising by 16.90% to 39,634 million yen. The primary factors are increases in lending interest and securities interest dividends.","jir_summary":"### Performance Overview\nTowa Bank Ltd. announced that consolidated ordinary income for the fiscal year ending March 2026 reached 43,504 million yen, representing a 15.04% increase from the previous period. Individual ordinary income also increased by 16.90% to 39,634 million yen. The main reasons for the increase are higher lending interest and securities interest dividends, details of which are included in the financial summary.\n\n### Reasons for Differences and Future Outlook\nThe increase in income is attributed to higher lending interest and securities interest dividends. Going forward, the bank will continue to monitor interest rate trends and asset management conditions to aim for sustained income improvement. Further details on performance trends and outlooks are expected to be disclosed in upcoming releases.","jir_financial_highlights":"Consolidated ordinary income: 43,504 million yen (YoY +15.04%)\nIndividual ordinary income: 39,634 million yen (YoY +16.90%)\nReason for differences: Increase in lending interest and securities interest dividends (Unknown)","jir_category":"","jir_hashtags":"#TowaBank, #FinancialResults, #JapaneseStocks","jir_key_figures":"Consolidated ordinary income: 43,504 million yen (YoY +15.04%)\nIndividual ordinary income: 39,634 million yen (YoY +16.90%)\nReasons for differences: Increase in lending interest and securities interest dividends","jir_meta_title":"\u3010Towa Bank\u3011Actual Differences for Fiscal Year Ending March 2026 | May 12, 2026","jir_meta_description":"Regarding Towa Bank's fiscal year ending March 2026 financial results actual differences, both consolidated and individual figures increased YoY, primarily due to higher lending interest and securities interest dividends. Please refer to the financial summary for details.","jir_og_title":"\u3010Towa Bank\u3011Actual Differences for Fiscal Year Ending March 2026 | May 12, 2026","jir_og_description":"Towa Bank's fiscal year ending March 2026 financial results show increased revenue and profit. The main contributing factors are higher lending interest and securities interest dividends. For more details, see IR materials.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":17626,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-48288","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notice of Actual Differences for Fiscal Year Ending March 2026 | May 12, 2026 - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8558\/ir\/8558-20260512-02_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8558\/ir\/8558-20260512-02_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8558\/ir\/8558-20260512-02_wp_financial_summary\/\",\"name\":\"Notice of Actual Differences for Fiscal Year Ending March 2026 | May 12, 2026 - 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