Rakuten Bank’s consolidated ordinary income for the fiscal year ending March 2026 was \u00a5255.579 billion (up 38.4% YoY), operating income was \u00a5103.091 billion (up 44.1% YoY), and net income attributable to owners of the parent was \u00a573.072 billion (up 43.9% 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"5838","jir_company_name":"Rakuten Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-05-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/5838-20260512-01.pdf","jir_short_summary":"Rakuten Bank's consolidated ordinary income for the fiscal year ending March 2026 was \u00a5255.579 billion (up 38.4% YoY), operating income was \u00a5103.091 billion (up 44.1% YoY), and net income attributable to owners of the parent was \u00a573.072 billion (up 43.9% YoY).","jir_summary":"### Performance Overview\nThe consolidated ordinary income for the fiscal year ending March 2026 was \u00a5255,579 million (up 38.4% YoY), operating income was \u00a5103,091 million (up 44.1% YoY), and net income attributable to owners of the parent was \u00a573,072 million (up 43.9% YoY). Comprehensive income also increased significantly to \u00a570,015 million (up 78.7% YoY). Earnings per share reached 418.76 yen, and the equity ratio rose to 2.2%. Cash and cash equivalents at the end of the period totaled \u00a54,139,552 million, decreasing from the previous year, while total assets and net assets showed an upward trend.\n\n### Financial Position and Cash Flow\nTotal assets amounted to \u00a516,592,139 million, and net assets were \u00a5389,529 million, both increasing from the previous year. Operating cash flow was positive at \u00a5354.29 billion, while investing cash flow was negative at \u00a5457.57 billion. Financing cash flow was almost zero. Although cash and cash equivalents at the end of the period decreased YoY, the increase in operating cash flow contributed to overall liquidity.\n\n### Future Outlook\nFor the fiscal year ending March 2027, consolidated ordinary income is projected to be \u00a5314.669 billion (up 23.1% YoY), operating income to be \u00a5115.622 billion (up 12.1% YoY), and net income attributable to owners of the parent to be \u00a581.325 billion (up 11.2% YoY). The company will continue to focus on expanding business scale and improving profitability to achieve stable growth.\n\n### Material Events Regarding Assumption of Going Concern\nNo significant events regarding the assumption of going concern are reported for the fiscal year ending March 2026.","jir_financial_highlights":"Consolidated Ordinary Income: 255,579 million yen (Up 38.4% YoY)\nConsolidated Operating Income: 103,091 million yen (Up 44.1% YoY)\nNet Income Attributable to Owners of the Parent: 73,072 million yen (Up 43.9% YoY)\nEarnings per Share: 418.76 yen (Increased YoY)\nTotal Assets: 16,592,139 million yen (Increased YoY)\nNet Assets: 389,529 million yen (Increased YoY)\nEquity Ratio: 2.2% (Increased YoY)\nCash and Cash Equivalents at End of Period: 4,139,552 million yen (Decreased YoY)\nOutstanding Shares (Common Shares): 174,499,180 shares (Almost flat YoY)","jir_category":"","jir_hashtags":"#RakutenBank, #FinancialResults, #JapaneseStocks","jir_key_figures":"Consolidated Ordinary Income: \u00a5255,579 million (up 38.4% YoY)\nConsolidated Operating Income: \u00a5103,091 million (up 44.1% YoY)\nNet Income Attributable to Owners of the Parent: \u00a573,072 million (up 43.9% YoY)","jir_meta_title":"\u3010Rakuten Bank\u3011Fiscal Year 2026 Financial Results\uff5cOperating Income \u00a5103.0 billion (+44.1% YoY)","jir_meta_description":"Rakuten Bank's financial results for the fiscal year ending March 2026. Consolidated ordinary income was \u00a5255.5 billion (+38.4%), operating income was \u00a5103.0 billion (+44.1%), and net income attributable to owners of the parent was \u00a573.0 billion (+43.9%), achieving significant revenue and profit growth.","jir_og_title":"\u3010Rakuten Bank\u3011Fiscal Year 2026 Financial Results\uff5cOperating Income \u00a5103.0 billion (+44.1%)","jir_og_description":"Rakuten Bank's financial results for the fiscal year ending March 2026. 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