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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-05-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8395-20260512-01.pdf","jir_short_summary":"Consolidated ordinary income was JPY 718.46 billion (up 30.0% YoY), operating income was JPY 123.07 billion (up 11.8% YoY), and net income attributable to owners of the parent was JPY 85.85 billion (up 14.5% YoY).","jir_summary":"### Performance Overview\nThe consolidated financial results for the fiscal year ending March 2026 show operating revenue of JPY 71,846 billion (up 30.0% YoY), operating income of JPY 12,307 billion (up 11.8% YoY), and net income attributable to owners of the parent of JPY 8,585 billion (up 14.5% YoY). These increases are mainly attributed to higher interest income from loans, revenue from service transactions, and gains on the sale of stocks related to the privatization of local companies. Despite increased losses from the sale of bonds due to portfolio restructuring, operating income rose overall.\n\n### Financial Position and Dividends\nAs of the end of March 2026, the consolidated total assets stand at JPY 3.21906 trillion, with net assets of JPY 126.49 billion, and the equity ratio is 3.9%. The dividend for this period is planned to be JPY 110 per share (interim dividend of JPY 50 and year-end dividend of JPY 60), representing an increase from the previous year. The policy remains focused on stable dividends, continuing to base dividend decisions on business results and capital adequacy.","jir_financial_highlights":"Consolidated Ordinary Income: 71,846\u767e\u4e07\u5186 (\u524d\u5e74\u540c\u671f\u6bd430.0\uff05\u5897)\nConsolidated Operating Income: 12,307\u767e\u4e07\u5186 (\u524d\u5e74\u540c\u671f\u6bd411.8\uff05\u5897)\nNet Income Attributable to Owners of Parent: 8,585\u767e\u4e07\u5186 (\u524d\u5e74\u540c\u671f\u6bd414.5\uff05\u5897)\nConsolidated Equity Ratio: 3.9% (\u524d\u5e74\u540c\u671f\u6bd40.3\u30dd\u30a4\u30f3\u30c8\u5897)\nCash and Cash Equivalents at End of Term: 277,823\u767e\u4e07\u5186 (\u524d\u5e74\u540c\u671f\u6bd47,398\u767e\u4e07\u5186\u5897)\nAnnual Dividend (Fiscal Year ending March 2026): 110\u5186 (\u524d\u5e74\u540c\u671f\u6bd420\u5186\u5897)\nNumber of Issued Shares (Ordinary Shares): 16,935,909 shares (\u524d\u5e74\u540c\u671f\u6bd4\u5909\u308f\u3089\u305a)","jir_category":"","jir_hashtags":"#SagaBank, #FinancialSummary, #JapanStocks","jir_key_figures":"Consolidated Ordinary Income: JPY 71,846 billion (up 30.0% YoY)\nConsolidated Operating Income: JPY 12,307 billion (up 11.8% YoY)\nNet Income Attributable to Owners of Parent: JPY 8,585 billion (up 14.5% YoY)","jir_meta_title":"\u3010Saga Bank\u3011FY2026 Financial Results\uff5cOrdinary Income JPY 718.4 billion (+30.0% YoY)","jir_meta_description":"Saga Bank's FY2026 financial summary. Consolidated ordinary income is JPY 718.46 billion (up 30.0% YoY), net income attributable to owners of the parent is JPY 85.85 billion (up 14.5% YoY). Annual dividend is planned at JPY 110.","jir_og_title":"\u3010Saga Bank\u3011FY2026 Financial Results\uff5cOrdinary Income JPY 718.4 billion (+30.0%)","jir_og_description":"Saga Bank's FY2026 financial summary. Operating income is JPY 123.07 billion, net income is JPY 85.85 billion, both increased. 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