Net income attributable to the parent company for the current term was \u00a515,055 million (up 12.7% YoY), and core business profit was \u00a511,236 million (up 16.6% YoY), marking four consecutive years of record 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Corporation","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-05-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/7184-20260512-02.pdf","jir_short_summary":"Net income attributable to the parent company for the current term was \u00a515,055 million (up 12.7% YoY), and core business profit was \u00a511,236 million (up 16.6% YoY), marking four consecutive years of record highs.","jir_summary":"### Overview of the Fiscal Year Ending March 2026\nIn the consolidated financial results for the fiscal year ending March 2026, net income attributable to the parent company was \u00a515,055 million (up 12.7% YoY), setting a new record high. Core business profit was \u00a511,236 million (up 16.6% YoY), also reaching a four-year consecutive record high. Ordinary income amounted to \u00a520,306 million (up 5.6% YoY), aided by gains from stock sales. Loan and deposit balances increased, and higher asset management revenue supported overall performance.\n\n### Shareholder Return and Share Buyback\nBased on our shareholder return policy, we set an annual dividend of \u00a584 (a significant increase from \u00a534 in the fiscal year ending March 2025), aiming for a payout ratio of 35% or higher. Additionally, we will conduct share buybacks up to \u00a55.5 billion and simultaneously cancel the treasury shares held, aiming to eliminate dilution concerns and improve liquidity ratios, thereby enhancing shareholder value.\n\n### Outlook for the Fiscal Year Ending March 2027\nFor the fiscal year ending March 2027, we forecast ordinary income of \u00a518,000 million (down 14.2% YoY) and net income attributable to the parent of \u00a513,000 million (down 13.7% YoY). While we expect increased interest income from fund operations, expenses will include updates to core system infrastructure and investment related to generative AI, resulting in a slightly decreased profit outlook despite maintaining high performance levels. We plan to pay an annual dividend of \u00a575 (payout ratio 35.2%).","jir_financial_highlights":"Net Income Attributable to Owners of Parent: \u00a515,055 million (Up 12.7% YoY)\nOrdinary Income: \u00a520,306 million (Up 5.6% YoY)\nCore Business Profit (excluding investment trust redemption gains\/losses): \u00a511,236 million (Up 16.6% YoY)\nOperating Gross Profit (Standalone): \u00a522,504 million (Increase of \u00a51,124 million YoY)\nLoan Balance: \u00a51,059.7 billion (Increase from previous year)\nDeposit Balance: \u00a51,429.8 billion (Increase from previous year)\nShare Buyback Upper Limit: \u00a55.5 billion (Unknown)\nAnnual Dividend (Estimate): \u00a575 (with \u00a537.50 interim and \u00a537.50 at year-end) (Payout Ratio 35.2%)","jir_category":"","jir_hashtags":"#ToyamaFirstBank, #FinancialSummary, #JapanStocks","jir_key_figures":"Net Income Attributable to Owners of Parent: \u00a515,055 million (up 12.7% YoY)\nCore Business Profit (excluding investment trust redemption gains\/losses): \u00a511,236 million (up 16.6% YoY)\nAnnual Dividend (Estimate): \u00a575 (\u00a537.50 interim and \u00a537.50 at year-end, payout ratio 35.2%)","jir_meta_title":"\u3010Toyama First Bank\u3011 Fiscal Year Ending March 2026 Financial Results | Net Income \u00a515,055 million (+12.7%) YoY","jir_meta_description":"Summary of Toyama First Bank\u2019s fiscal year ending March 2026. Net income attributable to the parent was \u00a515,055 million, up 12.7% YoY. Core business profit marks four consecutive years of record highs. Estimated annual dividend is \u00a575.","jir_og_title":"\u3010Toyama First Bank\u3011 Fiscal Year Ending March 2026 Financial Results | Net Income \u00a515,055 million (+12.7%)","jir_og_description":"Toyama First Bank\u2019s fiscal year ending March 2026. Net income was \u00a515,055 million (up 12.7% YoY), with a projected dividend of \u00a575. 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