{"id":47157,"date":"2026-05-12T14:56:08","date_gmt":"2026-05-12T05:56:08","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8392-20260512-01_wp_financial_summary\/"},"modified":"2026-05-12T14:56:08","modified_gmt":"2026-05-12T05:56:08","slug":"8392-20260512-01_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8392\/ir\/8392-20260512-01_wp_financial_summary\/","title":{"rendered":"\u3010Oita Bank Ltd.\u30112026 Earnings Forecast and Financial Summary\uff5cMay 11, 2026"},"content":{"rendered":"<p>Oita Bank Ltd. is projected to achieve record-high net income of 10.595 billion yen and total assets of 99.4 billion yen for the fiscal year ending March 2026, with an expectation of continued profit growth in 2027. Dividends are planned at 170 yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8392","jir_company_name":"Oita Bank Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-05-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8392-20260512-01.pdf","jir_short_summary":"Oita Bank Ltd. is projected to achieve record-high net income of 10.595 billion yen and total assets of 99.4 billion yen for the fiscal year ending March 2026, with an expectation of continued profit growth in 2027. Dividends are planned at 170 yen.","jir_summary":"### Performance Overview\nOita Bank Ltd. is forecasted to record net income of 10.595 billion yen and total assets of 99.4 billion yen for the fiscal year ending March 2026, marking a record high. Ordinary income increased by 27.6%, and core net income also showed steady growth. The bank anticipates continued profit growth in 2027, with dividends scheduled at 170 yen. While maintaining asset size, the bank is working on risk management and enhancing profitability.\n\n### Outlook and Shareholder Returns\nFor the fiscal year ending 2027, the consolidated earnings forecast projects net income of 12.2 billion yen and ordinary income of 17.8 billion yen, with continued profit expansion. Dividends are planned at 50 yen (interim 25 yen). Although the capital adequacy ratio slightly declined to 9.53%, the bank will continue prudent management. The shareholder return policy has been revised to target a payout ratio of over 35%, and a stock split has already been implemented.","jir_financial_highlights":"Net Income Attributable to Owners of Parent: 10.595 billion yen (Up 40.2% YoY)\nConsolidated Ordinary Income: 99.4 billion yen (Up 27.6% YoY)\nCapital Adequacy Ratio (Domestic Standard): 9.53% (Down 0.41 percentage points from the previous year)","jir_category":"","jir_hashtags":"#OitaBank, #IRFinancialResults, #JapaneseStocks","jir_key_figures":"Net Income: 10.595 billion yen (up 40.2% YoY)\nConsolidated Ordinary Income: 99.4 billion yen (up 27.6% YoY)\nCapital Adequacy Ratio: 9.53% (down 0.41 percentage points from the previous year)","jir_meta_title":"\u3010Oita Bank Ltd.\u30112026 Earnings Forecast\uff5cRecord-high Net Income","jir_meta_description":"Oita Bank Ltd. projects a record-high net income of 10.595 billion yen for 2026 and expects continued profit growth in 2027. Dividends are planned at 170 yen, with assets remaining robust.","jir_og_title":"\u3010Oita Bank Ltd.\u30112026 Earnings Forecast and Financial Summary\uff5cMay 11, 2026","jir_og_description":"Oita Bank Ltd. is forecast to achieve record-high profits in 2026. Continued growth is expected in 2027, with dividends of 170 yen. Asset size remains steady.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9622,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-47157","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u3010Oita Bank Ltd.\u30112026 Earnings Forecast and Financial Summary\uff5cMay 11, 2026 - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8392\/ir\/8392-20260512-01_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8392\/ir\/8392-20260512-01_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8392\/ir\/8392-20260512-01_wp_financial_summary\/\",\"name\":\"\u3010Oita Bank Ltd.\u30112026 Earnings Forecast and Financial Summary\uff5cMay 11, 2026 - 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