{"id":46915,"date":"2026-05-12T13:31:11","date_gmt":"2026-05-12T04:31:11","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8399-20260512-02_wp_financial_summary\/"},"modified":"2026-05-12T13:31:11","modified_gmt":"2026-05-12T04:31:11","slug":"8399-20260512-02_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260512-02_wp_financial_summary\/","title":{"rendered":"Ryukyu Bank Mid-Term Management Plan Revision\uff5cMay 2026"},"content":{"rendered":"<p>Ryukyu Bank has revised its financial indicators in the mid-term management plan &#8220;Empower 2025,&#8221; raising the consolidated net income attributable to owners of parent for FY2027 from 9 billion yen to 11 billion yen, and adjusting ROE from above 5.5% to above 7.0%.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8399","jir_company_name":"Ryukyu Bank","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-05-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8399-20260512-02.pdf","jir_short_summary":"Ryukyu Bank has revised its financial indicators in the mid-term management plan \"Empower 2025,\" raising the consolidated net income attributable to owners of parent for FY2027 from 9 billion yen to 11 billion yen, and adjusting ROE from above 5.5% to above 7.0%.","jir_summary":"### Performance Overview\nRyukyu Bank conducted a revision of its financial indicators in the mid-term management plan \"Empower 2025\" launched in April 2025. The consolidated net income attributable to owners of parent for FY2027 has been raised from 9 billion yen to 11 billion yen, and standalone core operating profit has been adjusted from 12 billion yen to 15 billion yen. ROE has improved from above 5.5% to above 7.0%, aiming to enhance capital efficiency. These revisions reflect steady progress in core earnings driven mainly by lending operations and increased policy interest rates.\n\n### Future Outlook and Impact\nThe revised financial indicators demonstrate higher profitability and efficiency, reflecting proactive efforts toward improving performance beyond FY2025. This is expected to strengthen trust among shareholders and investors, as well as enhance the stability of the bank\u2019s capital policy. The bank will continue to expand lending and asset management to achieve its targets.","jir_financial_highlights":"Consolidated net income attributable to owners of parent: 11 billion yen (YoY unknown (previously 9 billion yen))\nStandalone core operating profit: 15 billion yen (YoY unknown (previously 12 billion yen))\nStandalone core OHR: 65.0% or below (Improved (previously 70.0% or below))","jir_category":"","jir_hashtags":"#RyukyuBank, #EarningsReport, #JapaneseStocks","jir_key_figures":"Consolidated net income attributable to owners of parent: 11 billion yen (after revision)\nStandalone core operating profit: 15 billion yen (after revision)\nStandalone core OHR: 65.0% or below","jir_meta_title":"\u3010Ryukyu Bank\u3011Mid-Term Plan Revision\uff5cMay 2026","jir_meta_description":"Ryukyu Bank revised its mid-term management plan \"Empower 2025\" by raising its financial targets, including net income and ROE, beyond FY2027. Expect continued performance improvements.","jir_og_title":"Ryukyu Bank Mid-Term Plan Revision\uff5cMay 2026","jir_og_description":"Ryukyu Bank revised its mid-term management plan\u2019s financial indicators, raising net income and ROE for FY2027. This is noteworthy for investors.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":16752,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-46915","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ryukyu Bank Mid-Term Management Plan Revision\uff5cMay 2026 - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260512-02_wp_financial_summary\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260512-02_wp_financial_summary\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260512-02_wp_financial_summary\/\",\"name\":\"Ryukyu Bank Mid-Term Management Plan Revision\uff5cMay 2026 - 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