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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-05-08","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8410-20260508-03.pdf","jir_short_summary":"For the fiscal year ending March 2026, ordinary income was 220 billion yen (up 2.6% YoY), operating income was 30.1 billion yen (down 0.3% YoY), and net income attributable to owners of the parent was 13.4 billion yen (down 26.3% YoY).","jir_summary":"### Financial Performance Overview\nThe consolidated ordinary income for the fiscal year ending March 2026 was 220 billion yen, an increase of 2.6% from the previous year, reaching a record high. Meanwhile, operating income was 30.1 billion yen, a decrease of 0.3% YoY, and net income attributable to owners of the parent was 13.4 billion yen, a decrease of 26.3%. The main reason for the profit decline was the recording of extraordinary losses in the credit card business. EBITDA increased by 2.8% YoY to 61.1 billion yen. The domestic ATM usage volume reached an all-time high, and the fee rate per ATM transaction also exceeded plan expectations.\n\n### Segment Trends and Future Outlook\nIn the domestic ATM segment, ATM placement with FamilyMart commenced in early summer 2026, and approximately 16,000 units are planned to be installed over about four years. As a result, the domestic ATM market share is expected to expand from 15.7% at the end of March 2026 to 32.6% by the end of March 2030. In the domestic retail business, deposit balances met the plan, while loan balances slightly fell short of expectations. Overseas, the U.S. operations achieved a significant surplus surpassing plans, while Indonesia and the Philippines fell short in usage volume and the number of units. Going forward, the company will continue expanding the ATM network and improving service convenience to grow its customer base.","jir_financial_highlights":"Ordinary income: 220 billion yen (Up 2.6% YoY)\nOperating income: 30.1 billion yen (Down 0.3% YoY)\nNet income attributable to owners of the parent: 13.4 billion yen (Down 26.3% YoY)\nEBITDA: 61.1 billion yen (Up 2.8% YoY)\nNumber of domestic ATMs (as of the end of March 2026): 28,536 units (Up 546 units YoY)\nATM usage volume (FY 2025): 1,122 million transactions (Up 33 million transactions YoY)","jir_category":"","jir_hashtags":"#SevenBank, #FinancialResultsExplanationDocument, #JapanStocks","jir_key_figures":"Ordinary income: 220 billion yen (up 2.6% YoY)\nOperating income: 30.1 billion yen (down 0.3% YoY)\nNet income attributable to owners of the parent: 13.4 billion yen (down 26.3% YoY)","jir_meta_title":"\u3010Seven Bank\u3011 Fiscal Year Ending March 2026 Financial Results\uff5cOrdinary income 220 billion yen (+2.6%)","jir_meta_description":"Seven Bank's financial results explanation document for the fiscal year ending March 2026. Ordinary income reached a record high of 220 billion yen. Operating income was 30.1 billion yen, and net income attributable to owners of the parent was 13.4 billion yen. Domestic ATM units will expand to 28,536 units.","jir_og_title":"\u3010Seven Bank\u3011 Fiscal Year Ending March 2026 Financial Results\uff5cOrdinary income 220 billion yen (+2.6%)","jir_og_description":"Seven Bank's fiscal year ending March 2026 financial report. Ordinary income was 220 billion yen, operating income 30.1 billion yen, and net income attributable to owners of the parent 13.4 billion yen. Promoting ATM network expansion.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[]","ir_related_company":8060,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-46009","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n