{"id":45440,"date":"2026-05-08T14:34:46","date_gmt":"2026-05-08T05:34:46","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8367-20260508-02_wp_business_update\/"},"modified":"2026-05-08T14:34:46","modified_gmt":"2026-05-08T05:34:46","slug":"8367-20260508-02_wp_business_update","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8367\/ir\/8367-20260508-02_wp_business_update\/","title":{"rendered":"Revision of Financial Targets in the Medium-Term Management Plan &#8220;Creating Regional Vitality through Human Resources&#8221;"},"content":{"rendered":"<p>The ROE target for FY2027 has been raised from over 5.5% to over 8.5%, and the net income target has been revised upward from over 18 billion yen to over 30 billion yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-05-08","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8367-20260508-02.pdf","jir_short_summary":"The ROE target for FY2027 has been raised from over 5.5% to over 8.5%, and the net income target has been revised upward from over 18 billion yen to over 30 billion yen.","jir_summary":"### Revision of Financial Targets in the Medium-Term Management Plan\nNanto Bank, Ltd. revised its financial targets for FY2027 in the medium-term management plan \"Creating Regional Vitality through Human Resources,\" announced on March 19, 2025. The main revisions include raising the ROE (consolidated) from over 5.5% to over 8.5%, increasing the net income (consolidated) from over 18 billion yen to over 30 billion yen, lowering the OHR (consolidated) from below 65% to below 55%, and raising the engagement score from over 72 points to over 75 points. Meanwhile, the consolidated equity ratio of 11\u201312% and the female management ratio of 20% or more remain unchanged.\n\n### Background of the Revisions and Future Policies\nIn addition to steady progress in core business profits, revisions to the financial targets, including the ROE, were made considering the impact of policy rate increases that were not incorporated into the initial plan. This aims to achieve ROE exceeding its cost of capital at an early stage and to target a PBR of more than 1x. Regarding shareholder returns, the bank plans to continue stable dividends, aim for a payout ratio of 40%, and flexibly carry out share buybacks.","jir_financial_highlights":"ROE (Consolidated): Over 8.5% (Raised from initially over 5.5%)\nConsolidated Equity Ratio: 11\u201312% (No change)\nNet Income (Consolidated): Over 30 billion yen (Raised from initially over 18 billion yen)\nOHR (Consolidated): Below 55% (Lowered from initially below 65%)\nEngagement Score: 75 points or more (Raised from initially 72 points or more)\nFemale Management Ratio: 20% or more (No change)","jir_category":"","jir_hashtags":"#NantoBank, #MediumTermManagementPlan, #BusinessStrategy","jir_key_figures":"ROE (Consolidated) FY2027 Target: Over 8.5% (initially over 5.5%)\nNet Income (Consolidated) FY2027 Target: Over 30 billion yen (initially over 18 billion yen)\nOHR (Consolidated) FY2027 Target: Below 55% (initially below 65%)","jir_meta_title":"\u3010Nanto Bank\u3011Significant Revision of FY2027 Targets in Medium-Term Management Plan | ROE Raised to Over 8.5%","jir_meta_description":"Nanto Bank revised its FY2027 financial targets in the medium-term management plan, raising the ROE from over 5.5% to over 8.5%, and increasing the net income target from over 18 billion yen to over 30 billion yen.","jir_og_title":"\u3010Nanto Bank\u3011Major Revision of FY2027 Targets in Medium-Term Management Plan","jir_og_description":"Nanto Bank has revised its financial targets in the medium-term management plan, raising the ROE and net income targets. Attention is focused on future growth strategies.","jir_og_image_url":"\/assets\/og\/company-business_update.jpg","jir_chart_data_collection":"[]","ir_related_company":9002,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-45440","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Revision of Financial Targets in the Medium-Term Management Plan &quot;Creating Regional Vitality through Human Resources&quot; - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8367\/ir\/8367-20260508-02_wp_business_update\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8367\/ir\/8367-20260508-02_wp_business_update\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8367\/ir\/8367-20260508-02_wp_business_update\/\",\"name\":\"Revision of Financial Targets in the Medium-Term Management Plan \\\"Creating Regional Vitality through Human Resources\\\" - 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