{"id":44579,"date":"2026-05-01T14:07:22","date_gmt":"2026-05-01T05:07:22","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/5832-20260501-01_wp_financial_summary\/"},"modified":"2026-05-01T14:07:22","modified_gmt":"2026-05-01T05:07:22","slug":"5832-20260501-01_wp_financial_summary","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-5832\/ir\/5832-20260501-01_wp_financial_summary\/","title":{"rendered":"Financial Summary for the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)"},"content":{"rendered":"<p>Consolidated ordinary income for the fiscal year ending March 2026 was 249.0074 billion yen (up 17.6% YoY), ordinary profit was 56.0038 billion yen (up 46.2% YoY), and net income attributable to owners of parent was 39.705 billion yen (up 44.7% YoY).<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"5832","jir_company_name":"Chugin Financial Group, Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-05-01","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/5832-20260501-01.pdf","jir_short_summary":"Consolidated ordinary income for the fiscal year ending March 2026 was 249.0074 billion yen (up 17.6% YoY), ordinary profit was 56.0038 billion yen (up 46.2% YoY), and net income attributable to owners of parent was 39.705 billion yen (up 44.7% YoY).","jir_summary":"### Overview of Performance\nFor the fiscal year ending March 2026, consolidated ordinary income reached 249.0074 billion yen (up 17.6% YoY), ordinary profit was 56.0038 billion yen (up 46.2% YoY), and net income attributable to owners of parent totaled 39.705 billion yen (up 44.7% YoY). Revenue and profit increased in the banking, securities, and other segments, with banking ordinary profit notably rising 46.6% YoY to 52.48 billion yen. Although the leasing segment experienced a decline in revenue and profit due to the loss of a large project, overall performance remained strong.\n\n### Financial Position and Cash Flow Status\nTotal assets stood at 11.3702 trillion yen (an increase of 324.7 billion yen YoY), and net assets were 620.7 billion yen (up 78.4 billion yen YoY). Loans increased by 225.6 billion yen YoY to 6.797 trillion yen, and deposits rose to 8.5039 trillion yen. Cash flow from operating activities was positive 70.9 billion yen, cash flow from investing activities was negative 293.1 billion yen, and cash flow from financing activities was negative 6.1 billion yen. The ending balance of cash and cash equivalents was 973.3 billion yen.\n\n### Dividend Information and Future Outlook\nThe year-end dividend for the fiscal year ending March 2026 is planned to be increased to 53 yen (annual 90 yen). The earnings guidance for the fiscal year ending March 2027 forecasts consolidated ordinary income of 263.0 billion yen, ordinary profit of 65.0 billion yen, and net income attributable to owners of parent of 45.0 billion yen. The dividend policy targets a payout ratio of approximately 40%, aiming to expand dividends in line with profit growth while continuing flexible share buybacks through capital management.","jir_financial_highlights":"Consolidated Ordinary Income: 249.0074 billion yen (Up 17.6% YoY)\nConsolidated Ordinary Profit: 56.0038 billion yen (Up 46.2% YoY)\nNet Income Attributable to Owners of Parent: 39.705 billion yen (Up 44.7% YoY)\nTotal Assets: 11.3702 trillion yen (Increase of 324.7 billion yen YoY)\nNet Assets: 620.7 billion yen (Increase of 78.4 billion yen YoY)\nNet Income per Share: 222.95 yen (Increase YoY (152.61 yen))\nAnnual Dividend (Forecast): 102.0 yen (Unknown)\nNumber of Outstanding Shares (At Period End): 184,771,461 shares (Unchanged YoY)\nTreasury Stock (At Period End): 7,005,231 shares (Increase YoY (5,860,146 shares))","jir_category":"","jir_hashtags":"#ChuginFinancialGroup, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Consolidated Ordinary Income: 249.0074 billion yen (Up 17.6% YoY)\nConsolidated Ordinary Profit: 56.0038 billion yen (Up 46.2% YoY)\nNet Income Attributable to Owners of Parent: 39.705 billion yen (Up 44.7% YoY)","jir_meta_title":"Chugin Financial Group - Fiscal Year March 2026 Financial Summary\uff5cOrdinary Profit 56 Billion Yen (+46.2%)","jir_meta_description":"Chugin Financial Group's financial summary for the fiscal year ending March 2026 reports consolidated ordinary income of 249 billion yen (up 17.6% YoY), ordinary profit of 56 billion yen (up 46.2%), and net income of 39.7 billion yen (up 44.7%).","jir_og_title":"Chugin FG Fiscal Year March 2026 Financial Summary\uff5cOrdinary Profit 56 Billion Yen (+46.2%)","jir_og_description":"For the fiscal year ending March 2026, consolidated ordinary profit was 56 billion yen, a 46.2% increase YoY. Dividend increase planned, making this an earnings report of great interest to investors.","jir_og_image_url":"\/assets\/og\/company-financial_summary.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"revenue_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Consolidated Ordinary Income Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY March 2025\\\",\\\"FY March 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Consolidated Ordinary Income (Million Yen)\\\",\\\"data\\\":[211734,249074],\\\"backgroundColor\\\":\\\"#4e79a7\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"operating_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Consolidated Ordinary Profit Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY March 2025\\\",\\\"FY March 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Consolidated Ordinary Profit (Million Yen)\\\",\\\"data\\\":[38308,56038],\\\"backgroundColor\\\":\\\"#f28e2b\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"net_profit_trend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Net Income Attributable to Owners of Parent Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY March 2025\\\",\\\"FY March 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Net Income (Million Yen)\\\",\\\"data\\\":[27434,39705],\\\"backgroundColor\\\":\\\"#e15759\\\"}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"dividend_trend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Annual Dividend Trend\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"FY March 2025\\\",\\\"FY March 2026\\\",\\\"FY March 2027 (Forecast)\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Annual Dividend (Yen)\\\",\\\"data\\\":[62,90,102],\\\"borderColor\\\":\\\"#76b7b2\\\",\\\"fill\\\":false}]},\\\"options\\\":{\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}]","ir_related_company":7922,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-44579","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - 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