For the fiscal year ending March 2026, consolidated ordinary income was 774.0 billion yen (26.1% YoY increase), ordinary profit was 123.3 billion yen (58.6% YoY increase), net income attributable to owners of parent was 113.4 billion yen (34.2% YoY increase), the number of shares outstanding at the end of the period was 895.5 million shares, and a dividend of 42 yen per share is 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Limited","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-05-01","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/05\/8303-20260501-01.pdf","jir_short_summary":"For the fiscal year ending March 2026, consolidated ordinary income was 774.0 billion yen (26.1% YoY increase), ordinary profit was 123.3 billion yen (58.6% YoY increase), net income attributable to owners of parent was 113.4 billion yen (34.2% YoY increase), the number of shares outstanding at the end of the period was 895.5 million shares, and a dividend of 42 yen per share is planned.","jir_summary":"### Overview of Business Results\nFor the fiscal year ending March 2026, consolidated ordinary income reached 774.0 billion yen (26.1% YoY increase), ordinary profit amounted to 123.3 billion yen (58.6% YoY increase), and net income attributable to owners of parent was 113.4 billion yen (34.2% YoY increase). While interest income declined due to rising deposit interest rates, non-interest income rose owing to venture investment exits, securitization of claims, and increased revenue from housing loan fees. Expenses increased due to higher system costs and personnel expenses; however, credit-related costs declined thanks to accumulation of high-quality assets. By segment, profits from corporate and retail operations increased, whereas overseas operations and securities investments declined.\n\n### Summary of Financial Position and Dividends\nAt the end of March 2026, total assets amounted to 24.7413 trillion yen (an increase of 4.4114 trillion yen YoY), loans totaled 10.9456 trillion yen (an increase of 1.4411 trillion yen YoY), and deposits and negotiable certificates of deposit amounted to 17.3584 trillion yen (an increase of 2.6918 trillion yen YoY). Net assets increased to 1.233 trillion yen (an increase of 273.7 billion yen YoY), and the capital adequacy ratio improved to 5.0%. Non-performing loans remained at a low level of 26.4 billion yen. Dividends are planned at 42 yen per share, aiming to maintain stable dividends while securing internal reserves for growth investment. The forecasted pre-tax net income for the fiscal year ending March 2027 is 132.0 billion yen.","jir_financial_highlights":"Ordinary Income: 774,058 million yen (26.1% YoY increase)\nOrdinary Profit: 123,382 million yen (58.6% YoY increase)\nNet Income Attributable to Owners of Parent: 113,415 million yen (34.2% YoY increase)\nNumber of Shares Outstanding at Period-End: 895,500,000 shares (Increase YoY (previous period 672,000,000 shares))\nDividend (Common Stock, Year-End): 42 yen (Increase from previous period 40,000,000.00 yen (unconfirmed unit, noted))","jir_category":"","jir_hashtags":"#SBIShinseiBank, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Consolidated Ordinary Income: 774,058 million yen (26.1% YoY increase)\nConsolidated Ordinary Profit: 123,382 million yen (58.6% YoY increase)\nNet Income Attributable to Owners of Parent: 113,415 million yen (34.2% YoY increase)","jir_meta_title":"\u3010SBI Shinsei Bank\u3011Fiscal Year Ending March 2026 Financial Results\uff5cOrdinary Profit 123.3 Billion Yen (+58.6% YoY)","jir_meta_description":"SBI Shinsei Bank, Limited fiscal year ending March 2026 consolidated financial summary. Ordinary income: 774.0 billion yen (+26.1% YoY), ordinary profit: 123.3 billion yen (+58.6%), net income: 113.4 billion yen (+34.2%), dividend of 42 yen per share planned.","jir_og_title":"\u3010SBI Shinsei Bank\u3011Fiscal Year Ending March 2026 Financial Results\uff5cOrdinary Profit 123.3 Billion Yen (+58.6%)","jir_og_description":"SBI Shinsei Bank's fiscal year ending March 2026 financial summary. 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