{"id":42164,"date":"2026-04-24T15:07:47","date_gmt":"2026-04-24T06:07:47","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8395-20260424-01_wp_earnings_guidance\/"},"modified":"2026-04-24T15:07:47","modified_gmt":"2026-04-24T06:07:47","slug":"8395-20260424-01_wp_earnings_guidance","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/","title":{"rendered":"Notice Regarding Revision of Full-Year Earnings Guidance and Revision of Year-End Dividend Forecast (Dividend Increase)"},"content":{"rendered":"<p>Revised upward the full-year consolidated ordinary income forecast for the fiscal year ending March 2026 by 26.7% to 71,000 million yen, and increased the year-end dividend forecast from 50 yen to 60 yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8395","jir_company_name":"Saga Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-04-24","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/04\/8395-20260424-01.pdf","jir_short_summary":"Revised upward the full-year consolidated ordinary income forecast for the fiscal year ending March 2026 by 26.7% to 71,000 million yen, and increased the year-end dividend forecast from 50 yen to 60 yen.","jir_summary":"### Overview of Earnings Guidance Revision\nSaga Bank, Ltd. has revised its full-year consolidated earnings guidance for the fiscal year ending March 2026, upwardly adjusting ordinary income by 26.7% from the previous forecast of 56,000 million yen to 71,000 million yen. However, ordinary profit and net income attributable to owners of parent remain unchanged at the previous forecast levels of 11,500 million yen and 8,000 million yen, respectively. Similarly, the non-consolidated earnings guidance was revised upward for ordinary income from 48,000 million yen to 63,000 million yen, while ordinary profit and net income forecasts remain unchanged. The main reason for the revision is the recording of gains on sale of shares of Hisamitsu Pharmaceutical Co., Inc., although the impact of realized unrealized losses has led to profit forecasts being maintained.\n\n### Revision of Dividend Forecast and Future Outlook\nRegarding the year-end dividend forecast, the bank announced an increase of 10 yen from the previous 50 yen to 60 yen, bringing the total annual dividend forecast to 110 yen when combined with the interim dividend of 50 yen. This reflects a stable dividend policy considering the bank\u2019s public role, comprehensively taking into account recent business performance and capital adequacy ratios. The year-end dividend will be proposed at the regular shareholders meeting scheduled for June 2026, and may fluctuate depending on future business performance trends.","jir_financial_highlights":"Consolidated Ordinary Income: 71,000 million yen (Up 26.7% from previous forecast)\nConsolidated Ordinary Profit: 11,500 million yen (Unchanged from previous forecast)\nNet Income Attributable to Owners of Parent (Consolidated): 8,000 million yen (Unchanged from previous forecast)\nNon-consolidated Ordinary Income: 63,000 million yen (Up 31.2% from previous forecast)\nNon-consolidated Ordinary Profit: 10,500 million yen (Unchanged from previous forecast)\nNon-consolidated Net Income: 7,300 million yen (Unchanged from previous forecast)\nYear-End Dividend Forecast: 60 yen (Increased by 10 yen from previous forecast)\nAnnual Dividend Forecast: 110 yen (Increased by 10 yen from previous forecast)","jir_category":"","jir_hashtags":"#SagaBank, #EarningsGuidanceRevision, #DividendIncrease, #JapaneseStocks","jir_key_figures":"Consolidated Ordinary Income: 71,000 million yen (Up 26.7% from previous forecast)\nNon-consolidated Ordinary Income: 63,000 million yen (Up 31.2% from previous forecast)\nYear-End Dividend Forecast: 60 yen (Increased by 10 yen from previous forecast)","jir_meta_title":"[Saga Bank] Upward Revision of Earnings Guidance for Fiscal Year Ending March 2026 | Ordinary Income Increased to 71,000 Million Yen","jir_meta_description":"Saga Bank has revised upward its full-year earnings guidance for the fiscal year ending March 2026 to ordinary income of 71,000 million yen and plans to increase the year-end dividend from 50 yen to 60 yen. The revision is primarily due to gains on share sales.","jir_og_title":"[Saga Bank] Upward Revision of Earnings Guidance for Fiscal Year Ending March 2026 | Ordinary Income Increased to 71,000 Million Yen","jir_og_description":"Saga Bank revised its earnings guidance for the fiscal year ending March 2026, increasing ordinary income to 71,000 million yen. The year-end dividend is also planned to increase to 60 yen.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":16980,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-42164","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notice Regarding Revision of Full-Year Earnings Guidance and Revision of Year-End Dividend Forecast (Dividend Increase) - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/\",\"name\":\"Notice Regarding Revision of Full-Year Earnings Guidance and Revision of Year-End Dividend Forecast (Dividend Increase) - Japan IR\",\"isPartOf\":{\"@id\":\"https:\/\/japanir.jp\/en\/#website\"},\"datePublished\":\"2026-04-24T06:07:47+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/japanir.jp\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Notice Regarding Revision of Full-Year Earnings Guidance and Revision of Year-End Dividend Forecast (Dividend Increase)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/japanir.jp\/en\/#website\",\"url\":\"https:\/\/japanir.jp\/en\/\",\"name\":\"Japan IR\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/japanir.jp\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Notice Regarding Revision of Full-Year Earnings Guidance and Revision of Year-End Dividend Forecast (Dividend Increase) - Japan IR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/","url":"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/","name":"Notice Regarding Revision of Full-Year Earnings Guidance and Revision of Year-End Dividend Forecast (Dividend Increase) - Japan IR","isPartOf":{"@id":"https:\/\/japanir.jp\/en\/#website"},"datePublished":"2026-04-24T06:07:47+00:00","breadcrumb":{"@id":"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/japanir.jp\/en\/company\/company-8395\/ir\/8395-20260424-01_wp_earnings_guidance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/japanir.jp\/en\/"},{"@type":"ListItem","position":2,"name":"Notice Regarding Revision of Full-Year Earnings Guidance and Revision of Year-End Dividend Forecast (Dividend Increase)"}]},{"@type":"WebSite","@id":"https:\/\/japanir.jp\/en\/#website","url":"https:\/\/japanir.jp\/en\/","name":"Japan IR","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/japanir.jp\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"related_company_data":{"id":"16980","title":"BANK OF SAGA","ticker":"8395"},"_links":{"self":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release\/42164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release"}],"about":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/types\/ir_release"}],"replies":[{"embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/comments?post=42164"}],"version-history":[{"count":0,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/ir-release\/42164\/revisions"}],"wp:attachment":[{"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/media?parent=42164"}],"wp:term":[{"taxonomy":"sector","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/sector?post=42164"},{"taxonomy":"importance","embeddable":true,"href":"https:\/\/japanir.jp\/en\/wp-json\/wp\/v2\/importance?post=42164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}