{"id":41874,"date":"2026-04-23T15:08:23","date_gmt":"2026-04-23T06:08:23","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8399-20260423-03_wp_general_ir\/"},"modified":"2026-04-23T15:08:23","modified_gmt":"2026-04-23T06:08:23","slug":"8399-20260423-03_wp_general_ir","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260423-03_wp_general_ir\/","title":{"rendered":"Notice Regarding Unrealized Losses on Securities as of the End of March 2026 Fiscal Year"},"content":{"rendered":"<p>The unrealized loss on held-to-maturity bonds as of the end of March 2026 fiscal year amounted to 3,286 million JPY (39.4% of consolidated ordinary income, 57.1% of net income attributable to owners of parent), with no impact on earnings guidance.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8399","jir_company_name":"Ryukyu Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-04-23","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/04\/8399-20260423-03.pdf","jir_short_summary":"The unrealized loss on held-to-maturity bonds as of the end of March 2026 fiscal year amounted to 3,286 million JPY (39.4% of consolidated ordinary income, 57.1% of net income attributable to owners of parent), with no impact on earnings guidance.","jir_summary":"### Status of Unrealized Losses on Securities\nThe total unrealized loss on held-to-maturity bonds held by Ryukyu Bank, Ltd. amounted to 3,286 million JPY as of the end of the March 2026 fiscal year. This corresponds to 39.4% of consolidated ordinary income of 8,328 million JPY for the fiscal year ending March 2025, and 57.1% of net income attributable to owners of parent of 5,751 million JPY. The book value is 38,313 million JPY and the market value is 35,030 million JPY, including all relevant securities for which a reasonable valuation could be calculated.\n\n### Impact on Earnings Guidance and Future Outlook\nThere is no expected impact on the earnings guidance for the fiscal year ending March 2026 due to this matter. Moreover, the earnings and dividend forecasts announced on October 24, 2025, have been revised upward due to expected higher interest and dividend income from securities. Please refer to the October 24, 2025 notice titled \"Notice Concerning Revisions of Earnings Forecast and Year-End Dividend Forecast (Dividend Increase)\" for details. Future earnings forecasts are based on reasonable assumptions as of now but actual results may vary.","jir_financial_highlights":"Total Unrealized Loss on Securities: 3,286 million JPY (Unknown)\nConsolidated Ordinary Income for Fiscal Year Ending March 2025: 8,328 million JPY (Unknown)\nNet Income Attributable to Owners of Parent for Fiscal Year Ending March 2025: 5,751 million JPY (Unknown)\nBook Value of Relevant Securities: 38,313 million JPY (Unknown)\nMarket Value of Relevant Securities: 35,030 million JPY (Unknown)","jir_category":"","jir_hashtags":"#RyukyuBank, #UnrealizedLossOnSecurities, #GeneralIR","jir_key_figures":"Total Unrealized Loss on Securities: 3,286 million JPY (End of March 2026 Fiscal Year)\nConsolidated Ordinary Income: 8,328 million JPY (Fiscal Year Ending March 2025)\nNet Income Attributable to Owners of Parent: 5,751 million JPY (Fiscal Year Ending March 2025)","jir_meta_title":"Ryukyu Bank Announces 3,286 Million JPY Unrealized Loss on Securities as of March 2026 Fiscal Year-End\uff5cApril 2026","jir_meta_description":"Ryukyu Bank, Ltd. announced that the unrealized loss on held-to-maturity bonds as of the end of March 2026 fiscal year amounted to 3,286 million JPY. There is no impact on earnings guidance. Please refer to the earnings forecast revision document published on the same day for details.","jir_og_title":"Ryukyu Bank Announces 3,286 Million JPY Unrealized Loss on Securities as of March 2026 Fiscal Year-End","jir_og_description":"Ryukyu Bank announced the unrealized loss on securities of 3,286 million JPY as of the end of March 2026 fiscal year. There is no impact on earnings guidance.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":16752,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-41874","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notice Regarding Unrealized Losses on Securities as of the End of March 2026 Fiscal Year - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260423-03_wp_general_ir\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260423-03_wp_general_ir\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260423-03_wp_general_ir\/\",\"name\":\"Notice Regarding Unrealized Losses on Securities as of the End of March 2026 Fiscal Year - 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