{"id":41873,"date":"2026-04-23T15:08:20","date_gmt":"2026-04-23T06:08:20","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8399-20260423-02_wp_earnings_guidance\/"},"modified":"2026-04-23T15:08:20","modified_gmt":"2026-04-23T06:08:20","slug":"8399-20260423-02_wp_earnings_guidance","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8399\/ir\/8399-20260423-02_wp_earnings_guidance\/","title":{"rendered":"Notice Regarding Forecasted Differences from Previous Term Results"},"content":{"rendered":"<p>For the fiscal year ending March 2026, ordinary income is expected to increase to \u00a580,322 million consolidated, up 16.1% year-over-year, and \u00a555,382 million non-consolidated, up 22.9% year-over-year, mainly driven by an increase in loan interest income.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8399","jir_company_name":"Ryukyu Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-04-23","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/04\/8399-20260423-02.pdf","jir_short_summary":"For the fiscal year ending March 2026, ordinary income is expected to increase to \u00a580,322 million consolidated, up 16.1% year-over-year, and \u00a555,382 million non-consolidated, up 22.9% year-over-year, mainly driven by an increase in loan interest income.","jir_summary":"### Performance Overview\nRyukyu Bank, Ltd. forecasts ordinary income for the fiscal year ending March 2026 at \u00a580,322 million consolidated and \u00a555,382 million non-consolidated, representing increases of 16.1% and 22.9% respectively compared to the previous fiscal year. The primary driver of this increase is higher loan interest income, contributing to a significant rise in ordinary income.\n\n### Future Outlook\nThe earnings guidance presented in this document is based on information available at the time of publication. However, actual performance may differ due to various factors in the future. Investors are advised to consider this point carefully and closely monitor business trends.","jir_financial_highlights":"Ordinary Income (Consolidated): \u00a580,322 million (16.1% increase YoY)\nOrdinary Income (Non-consolidated): \u00a555,382 million (22.9% increase YoY)","jir_category":"","jir_hashtags":"#RyukyuBank, #EarningsGuidanceRevision, #JapaneseStocks","jir_key_figures":"Ordinary Income (Consolidated): \u00a580,322 million (16.1% increase YoY)\nOrdinary Income (Non-consolidated): \u00a555,382 million (22.9% increase YoY)\nPrimary Increase Factor: Growth in loan interest income","jir_meta_title":"[Ryukyu Bank] Forecast of Increased Ordinary Income for Fiscal Year Ending March 2026 | Consolidated +16.1%, Non-consolidated +22.9%","jir_meta_description":"Ryukyu Bank, Ltd. announced that ordinary income for the fiscal year ending March 2026 is expected to rise to \u00a580,322 million consolidated (16.1% increase YoY) and \u00a555,382 million non-consolidated (22.9% increase YoY), mainly driven by growth in loan interest income.","jir_og_title":"[Ryukyu Bank] Forecast of Increased Ordinary Income for Fiscal Year Ending March 2026 | Consolidated +16.1%, Non-consolidated +22.9%","jir_og_description":"Ryukyu Bank announced a significant forecasted increase in ordinary income for the fiscal year ending March 2026, driven by rising loan interest income.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":16752,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"earnings_guidance","footnotes":""},"sector":[],"importance":[],"class_list":["post-41873","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - 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