Formulated the second medium-term management plan ‘Xover2.0 \uff5eTogether to the Future’ for fiscal years 2026 to 2028. Revenue targets set at consolidated ordinary income of 170 billion yen or more and consolidated ROE of approximately 9.5%.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"5831","jir_company_name":"Shizuoka Financial Group, Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-04-20","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/04\/5831-20260420-01.pdf","jir_short_summary":"Formulated the second medium-term management plan 'Xover2.0 \uff5eTogether to the Future' for fiscal years 2026 to 2028. Revenue targets set at consolidated ordinary income of 170 billion yen or more and consolidated ROE of approximately 9.5%.","jir_summary":"### Overview of the Second Medium-Term Management Plan\nShizuoka Financial Group, Inc. has formulated the second medium-term management plan 'Xover2.0 \uff5eTogether to the Future' covering the three-year period from fiscal 2026 to 2028. The vision includes a '10-Year Vision' aiming for resonance and circulation with stakeholders and the region. The group positions itself as a value co-creation enterprise group that continues growth together with the region. The basic strategies are divided into three pillars: 'Co-creation, Growth, Challenge,' 'Transformation 2.0,' and 'Corporate Communication,' aiming to promote AI-native initiatives, human capital management, and accelerate system investments.\n\n### Financial Targets and Sustainability Indicators\nThe second medium-term management plan sets financial targets including consolidated ordinary income of 170 billion yen or more, consolidated ROE of approximately 9.5%, consolidated OHR of approximately 47%, and consolidated CET1 ratio of approximately 13%. Additionally, sustainability indicators have been established for creating social value, such as the continuous increase in the social population growth rate within Shizuoka Prefecture and GHG emission reduction target of 46% decrease from FY2013 levels by FY2030. Group transaction satisfaction and employee engagement improvement are also important indicators.","jir_financial_highlights":"Consolidated Ordinary Income: 170 billion yen or more (Increased from previous medium-term target of 145 billion yen or more)\nConsolidated ROE (Net Assets Basis): Approximately 9.5% (Increased from previous medium-term target of approximately 8.5%)\nConsolidated OHR: Approximately 47% (Decreased from previous medium-term target of approximately 50%)\nConsolidated CET1 Ratio: Approximately 13% (At the same level as previous medium-term target of approximately 13%)","jir_category":"","jir_hashtags":"#ShizuokaFinancialGroup, #MediumTermManagementPlan, #Sustainability","jir_key_figures":"Consolidated Ordinary Income Target: 170 billion yen or more (FY2028)\nConsolidated ROE Target: Approximately 9.5% (FY2028)\nGHG Emission Reduction Target: 46% decrease from FY2013 levels (FY2030)","jir_meta_title":"Shizuoka Financial Group: Formulation of 2nd Medium-Term Management Plan for 2026-28\uff5cRevenue Target 170 Billion Yen","jir_meta_description":"Shizuoka Financial Group has formulated its second medium-term management plan starting fiscal 2026. Targets include consolidated ordinary income of 170 billion yen or more, approximately 9.5% ROE, with enhanced AI utilization and sustainability indicators.","jir_og_title":"Shizuoka FG: Formulation of 2nd Medium-Term Management Plan for 2026-28\uff5cRevenue Target 170 Billion Yen","jir_og_description":"Shizuoka Financial Group announces its second medium-term management plan, raising revenue and ROE targets and setting sustainability indicators such as GHG emission reductions.","jir_og_image_url":"\/assets\/og\/company-business_update.jpg","jir_chart_data_collection":"[]","ir_related_company":7462,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-41332","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n