The Shikoku Bank, Ltd. has formulated the Medium-Term Management Plan 2026 spanning three years starting April 2026, aiming for net income attributable to owners of parent of over 12 billion yen and an ROE above 6% by FY2028.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-04-13","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/04\/8387-20260413-01.pdf","jir_short_summary":"The Shikoku Bank, Ltd. has formulated the Medium-Term Management Plan 2026 spanning three years starting April 2026, aiming for net income attributable to owners of parent of over 12 billion yen and an ROE above 6% by FY2028.","jir_summary":"### Overview of the Medium-Term Management Plan\nThe Shikoku Bank, Ltd. has established the \u201cMedium-Term Management Plan 2026,\u201d covering the three-year period from April 2026 to March 2029. As the final step of its 10-year vision, \u201cBest & Reliable Company Leading the Region and Industries,\u201d the plan focuses on deepening transformation and pursuing growth. Branches will strengthen contact points with the local community and customers, while headquarters will rigorously support branches by leveraging specialized expertise. Utilizing a wide-area branch network centered on Kochi and Tokushima, the bank aims to enhance value in line with regional strategies.\n\n### Strategic and Numerical Goals\nThe strategic goals include strengthening human capital, organizational transformation, demonstrating the Shikoku Bank style, and enhancing corporate value. In human capital, initiatives will promote the development of diverse talent and creation of a comfortable working environment. Organizational transformation targets productivity improvements through strengthening both face-to-face and non-face-to-face channels and leveraging AI and digital technologies. The financial targets for FY2028 are net income attributable to owners of parent over 12 billion yen, ROE above 6%, capital adequacy ratio in the low 8% range, and OHR around 60%. The plan also sets indicators for strengthening the management foundation and pursues multifaceted efforts such as solving regional issues, creating new businesses, and supporting business succession and M&A.","jir_financial_highlights":"Net Income Attributable to Owners of Parent: 8.6 billion yen (FY2026 Plan) (FY2028 Target: over 12 billion yen)\nROE (Net Assets Basis): 5.0% (FY2026 Plan) (FY2028 Target: above 6%)\nCapital Adequacy Ratio: 8.1% (FY2026 Plan) (FY2028 Target: low 8% range)\nOHR (Core Business Gross Profit Basis): 56% (FY2026 Plan) (FY2028 Target: approximately 60%)","jir_category":"","jir_hashtags":"#TheShikokuBankLtd, #MediumTermManagementPlan, #JapaneseStocks","jir_key_figures":"Net Income Attributable to Owners of Parent (FY2026 Plan): 8.6 billion yen\nNet Income Attributable to Owners of Parent (FY2028 Target): over 12 billion yen\nROE (FY2026 Plan): 5.0%\nROE (FY2028 Target): above 6%\nCapital Adequacy Ratio (FY2026 Plan): 8.1%\nOHR (FY2026 Plan): 56%\nOHR (FY2028 Target): approximately 60%","jir_meta_title":"[The Shikoku Bank, Ltd.] Medium-Term Management Plan 2026\uff5cNet Income Target of 12 Billion Yen\uff5cApril 2026","jir_meta_description":"The Shikoku Bank, Ltd. has formulated a three-year Medium-Term Management Plan starting in April 2026. The bank aims for net income exceeding 12 billion yen and ROE above 6% by FY2028, promoting a regional-focused growth strategy.","jir_og_title":"[The Shikoku Bank, Ltd.] Medium-Term Management Plan 2026\uff5cNet Income Target of 12 Billion Yen","jir_og_description":"The Shikoku Bank announces a three-year medium-term management plan starting April 2026. Focusing on improving profitability and creating regional value, it aims for net income exceeding 12 billion yen by FY2028.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":16852,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-40202","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n