As of the end of March 2026, policies in force annualized premium totaled JPY 37,291 million, representing 108% year-over-year growth. Individual insurance amounted to JPY 28,719 million (107% YoY) and group credit life insurance totaled JPY 8,572 million (112% YoY).<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7157","jir_company_name":"Lifenet Insurance Company","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-04-09","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/04\/7157-20260409-01.pdf","jir_short_summary":"As of the end of March 2026, policies in force annualized premium totaled JPY 37,291 million, representing 108% year-over-year growth. Individual insurance amounted to JPY 28,719 million (107% YoY) and group credit life insurance totaled JPY 8,572 million (112% YoY).","jir_summary":"### Overview of Results\nAs of the end of March 2026, policies in force annualized premium stood at JPY 37,291 million, showing an increase of 108% year-over-year. By segment, individual insurance accounted for JPY 28,719 million (107% YoY) and group credit life insurance for JPY 8,572 million (112% YoY). The number of individual insurance policies in force increased to 686,255 from 637,417 in the same month of the previous year, with new policies annualized premium and new policy counts also exceeding last year\u2019s figures. Claims and benefits paid amounted to JPY 773 million, up from JPY 557 million in the prior year, while the lapse and surrender rate improved to 5.4% from 5.6% year-over-year.\n\n### Outlook and Premium Rate Updates\nGroup credit life insurance premium rates undergo periodic review and were updated effective April 2026. While this is expected to have a certain impact on future performance, the specific impact amount remains unknown. We will continue to aim for growth in policies in force and reduction of lapse and surrender rates, striving to build a stable earnings base.","jir_financial_highlights":"Policies in Force Annualized Premium (Total): JPY 37,291 million (108% Year-over-Year)\nIndividual Insurance Policies in Force Annualized Premium: JPY 28,719 million (107% Year-over-Year)\nGroup Credit Life Insurance Policies in Force Annualized Premium: JPY 8,572 million (112% Year-over-Year)\nIndividual Insurance Policies in Force (Number): 686,255 policies (Year-over-Year Unknown (March previous year: 637,417 policies))\nIndividual Insurance New Policies Annualized Premium: JPY 324 million (Year-over-Year Unknown (March previous year: JPY 260 million))\nIndividual Insurance New Policies (Number): 8,463 policies (Year-over-Year Unknown (March previous year: 6,496 policies))\nIndividual Insurance Claims and Benefits Paid: JPY 773 million (Year-over-Year Unknown (March previous year: JPY 557 million))\nIndividual Insurance Lapse and Surrender Rate: 5.4% (Improved from 5.6% Year-over-Year)","jir_category":"","jir_hashtags":"#LifenetInsurance, #MonthlyEarningsFlash, #JapaneseStocks","jir_key_figures":"Policies in Force Annualized Premium (Total): JPY 37,291 million (108% YoY)\nIndividual Insurance Policies in Force (Number): 686,255 policies (March prior year: 637,417 policies)\nIndividual Insurance Lapse and Surrender Rate: 5.4% (March prior year: 5.6%)","jir_meta_title":"Lifenet Insurance March 2026 Policies in Force Annualized Premium Up 108% Earnings Flash","jir_meta_description":"As of the end of March 2026, Lifenet Insurance\u2019s policies in force annualized premium totaled JPY 37,291 million, up 108% year-over-year. Both individual insurance and group credit life insurance increased, with improvement in the lapse and surrender rate.","jir_og_title":"Lifenet Insurance March 2026 Earnings Flash Report","jir_og_description":"As of the end of March 2026, policies in force annualized premium was JPY 37,291 million, up 108% YoY. Both individual insurance and group credit life insurance increased, with improved lapse and surrender rates.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9218,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"sales_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-39762","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n