Formulated a medium-term management plan for fiscal 2026 to 2030, targeting ROE of 10.0%, consolidated operating revenue of 780 billion yen, operating income of 100 billion yen, and an operating profit margin of 12.8% by fiscal 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Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-04-08","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/04\/8570-20260408-02.pdf","jir_short_summary":"Formulated a medium-term management plan for fiscal 2026 to 2030, targeting ROE of 10.0%, consolidated operating revenue of 780 billion yen, operating income of 100 billion yen, and an operating profit margin of 12.8% by fiscal 2030.","jir_summary":"### Overview of the Medium-Term Management Plan\nAEON Financial Service Co., Ltd. has formulated a medium-term management plan covering five years from fiscal 2026 to 2030. The company envisions itself by 2030 as a regionally-rooted global enterprise 'bringing finance closer to customers,' by integrating retail touchpoints and financial data domestically and internationally with digital technologies such as AI, aiming to seamlessly provide financial services ranging from payments to lending and asset formation, thereby achieving sustainable growth and increasing corporate value.\n\n### Key Strategies and Management Indicators\nThe plan targets ROE of 10.0%, consolidated operating revenue of 780 billion yen, consolidated operating income of 100 billion yen, and an operating profit margin of 12.8% by fiscal 2030. Fiscal 2026 to 2027 will serve as a foundational strengthening phase involving upfront investments. Key strategies include expanding the customer base through AEON Pay, enhancing the lending business by leveraging data and AI, and establishing a 'Retail \u00d7 Finance \u00d7 Digital' business model in priority Asian countries. Additionally, the company will promote domestic cost structure reforms and operational efficiencies through AI utilization, aiming to become the top brand for safety and security by building a robust corporate governance framework.","jir_financial_highlights":"ROE: 10.0% (Unknown)\nConsolidated Operating Revenue: 780 billion yen (Unknown)\nConsolidated Operating Income: 100 billion yen (Unknown)\nOperating Profit Margin: 12.8% (Unknown)","jir_category":"","jir_hashtags":"#AEONFinancialService, #MediumTermManagementPlan, #JapaneseStocks","jir_key_figures":"ROE: 10.0% (Fiscal 2030 target)\nConsolidated Operating Revenue: 780 billion yen (Fiscal 2030 target)\nConsolidated Operating Income: 100 billion yen (Fiscal 2030 target)","jir_meta_title":"AEON Financial Service Medium-Term Management Plan 2026-2030 Targeting ROE 10.0% and Operating Income 100 Billion Yen","jir_meta_description":"AEON Financial Service Co., Ltd. has formulated its medium-term management plan for fiscal 2026 to 2030, aiming for ROE of 10.0%, consolidated operating revenue of 780 billion yen, and operating income of 100 billion yen by 2030, with initiatives including AEON Pay expansion and AI-enhanced lending.","jir_og_title":"AEON Financial Service Announces Medium-Term Management Plan, Targeting ROE of 10% by 2030","jir_og_description":"The medium-term management plan from fiscal 2026 to 2030 focuses on expanding AEON Pay and establishing business models in key Asian countries, aiming for sustainable growth.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8022,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-39497","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n