{"id":38135,"date":"2026-03-31T16:13:39","date_gmt":"2026-03-31T07:13:39","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/7384-20260331-01_wp_general_ir\/"},"modified":"2026-03-31T16:13:39","modified_gmt":"2026-03-31T07:13:39","slug":"7384-20260331-01_wp_general_ir","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-7384\/ir\/7384-20260331-01_wp_general_ir\/","title":{"rendered":"Regarding the Risk of Uncollectibility or Delay in Collection of Claims at Our Subsidiary"},"content":{"rendered":"<p>There is a risk of uncollectibility or delay in collection of loans amounting to 521 million yen made to consolidated subsidiary Aomori Michinoku Bank Co., Ltd., but the entire amount has been fully provisioned and there is no impact on earnings guidance.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7384","jir_company_name":"Procrea Holdings, Inc.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-03-31","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/03\/7384-20260331-01.pdf","jir_short_summary":"There is a risk of uncollectibility or delay in collection of loans amounting to 521 million yen made to consolidated subsidiary Aomori Michinoku Bank Co., Ltd., but the entire amount has been fully provisioned and there is no impact on earnings guidance.","jir_summary":"### Regarding the Risk of Uncollectibility or Delay in Collection of Claims\nOur consolidated subsidiary, Aomori Michinoku Bank Co., Ltd., filed for special liquidation with the Aomori District Court on March 30, 2026, following the approval of the business revitalization plan of its client. As a result, there is a possibility of uncollectibility or delay in collection of loans amounting to 521 million yen extended to that company. The name of the client and other details are withheld to prevent reputational damage.\n\n### Status of Claim Preservation and Outlook\nThe portion of the loans not secured by collateral or provisions has already been fully provisioned. Therefore, there is no revision to the consolidated earnings guidance for the fiscal year ending March 2026, and no expected impact on financial results.","jir_financial_highlights":"Loans: 521 million yen (Ratio to consolidated net assets: 0.32%)","jir_category":"","jir_hashtags":"#ProcreaHoldingsInc, #CreditCollectionRisk, #GeneralIR","jir_key_figures":"Loans: 521 million yen (as of March 31, 2026)\nRatio to consolidated net assets: 0.32%\nDate of Special Liquidation Filing: March 30, 2026","jir_meta_title":"Procrea Holdings, Inc. Subsidiary Loan 521 Million Yen Collection Risk and No Impact on Earnings","jir_meta_description":"Procrea Holdings, Inc. reports a risk of uncollectibility or delay regarding a 521 million yen loan from its consolidated subsidiary, but the full provision ensures no revision to earnings guidance for the fiscal year ending March 2026.","jir_og_title":"Regarding the Risk of Uncollectibility for Subsidiary Loan of 521 Million Yen (Procrea Holdings, Inc.)","jir_og_description":"A consolidated subsidiary's loan of 521 million yen is subject to collection risk; however, it is fully provisioned, and there is no impact on earnings guidance.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":17056,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-38135","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - 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