Formulated the 22nd Medium-Term Management Plan covering three years from April 2026. Targets consolidated net income attributable to owners of parent of over 18 billion yen and a consolidated ROE of over 7.5% by fiscal 2032.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8345","jir_company_name":"The Iwate Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-03-30","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/03\/8345-20260330-01.pdf","jir_short_summary":"Formulated the 22nd Medium-Term Management Plan covering three years from April 2026. Targets consolidated net income attributable to owners of parent of over 18 billion yen and a consolidated ROE of over 7.5% by fiscal 2032.","jir_summary":"### Overview of the 22nd Medium-Term Management Plan\nThe Iwate Bank, Ltd. formulated the 22nd Medium-Term Management Plan, \u201cRegional Value Co-Creation Plan - The 2nd,\u201d with a three-year planning period from April 2026 to March 2029. Building on the results of the previous medium-term plan, the Bank promotes deepening of financial service domains and challenges in new business areas. The basic premise is a shift to management adapted to the inflation era, achieving a sophisticated balance between offensive and defensive management. Toward the final year of the long-term vision in fiscal 2032, the Bank targets consolidated net income attributable to owners of parent of over 18 billion yen and consolidated ROE of over 7.5%, aiming for consolidated ROE exceeding 9% by fiscal 2035, ten years ahead.\n\n### Basic Policies and Priority Measures\nThe basic policies consist of three points: \u201cTransformation of the business portfolio,\u201d \u201cEnhancement of regional growth capabilities,\u201d and \u201cStrengthening organizational resilience.\u201d In the business portfolio, the Bank focuses on interest income business as the core, promoting accumulation of risk assets and expansion of regional share, along with business modeling of new ventures. For enhancing regional growth capabilities, the plan aims to implement a central role in the area platform and improve the region\u2019s earning power and growth potential by utilizing human resources and networks. Organizational resilience efforts include building an organization with high engagement and flexible responsiveness, reducing business risks, and establishing safe and secure financial functions.","jir_financial_highlights":"Consolidated Net Income Attributable to Owners of Parent: Over 13 billion yen (Fiscal 2028 target) (Updated fiscal 2032 target to over 18 billion yen)\nConsolidated ROE (TSE Standard): Over 6% (Fiscal 2028 target) (Updated fiscal 2032 target to over 7.5%)\nStandalone OHR: Mid-50% range (Fiscal 2028 target) (Unknown)\nROA (Core Business Net Profit Basis): Over 0.5% (Fiscal 2028 target) (Unknown)\nROA (Consolidated Ordinary Income Basis): Over 0.4% (Fiscal 2028 target) (Unknown)","jir_category":"","jir_hashtags":"#IwateBank, #MediumTermManagementPlan, #RegionalValueCoCreation","jir_key_figures":"Consolidated Net Income Attributable to Owners of Parent Targets: Over 13 billion yen (Fiscal 2028), Over 18 billion yen (Fiscal 2032)\nConsolidated ROE Targets: Over 6% (Fiscal 2028), Over 7.5% (Fiscal 2032)\nStandalone OHR Target: Mid-50% range (Fiscal 2028)","jir_meta_title":"The Iwate Bank Formulates 22nd Medium-Term Management Plan, Aiming for Consolidated Net Income Over 18 Billion Yen in Fiscal 2032","jir_meta_description":"The Iwate Bank has formulated its 22nd Medium-Term Management Plan covering three years from April 2026, targeting consolidated net income over 18 billion yen and consolidated ROE above 7.5% by fiscal 2032, promoting regional value co-creation.","jir_og_title":"The Iwate Bank Announces 22nd Medium-Term Management Plan, Profit Target Over 18 Billion Yen in Fiscal 2032","jir_og_description":"The Iwate Bank has formulated a new three-year medium-term management plan, aiming for sustainable growth through deepening financial services and challenges in new business areas.","jir_og_image_url":"\/assets\/og\/company-business_update.jpg","jir_chart_data_collection":"[]","ir_related_company":9686,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-37624","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n