{"id":36738,"date":"2026-03-26T14:31:38","date_gmt":"2026-03-26T05:31:38","guid":{"rendered":"https:\/\/japanir.jp\/en\/ir\/8524-20260326-01_wp_business_update\/"},"modified":"2026-03-26T14:31:38","modified_gmt":"2026-03-26T05:31:38","slug":"8524-20260326-01_wp_business_update","status":"publish","type":"ir_release","link":"https:\/\/japanir.jp\/en\/company\/company-8524\/ir\/8524-20260326-01_wp_business_update\/","title":{"rendered":"Notice of Update to Presentation Materials on New Medium-Term Management Plan"},"content":{"rendered":"<p>The presentation materials for the new medium-term management plan announced on March 24, 2026, have been updated with additional figures for the average loan balance plan and average funding balance plan from fiscal 2025 through fiscal 2028.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8524","jir_company_name":"Hokuyo Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-03-26","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/03\/8524-20260326-01.pdf","jir_short_summary":"The presentation materials for the new medium-term management plan announced on March 24, 2026, have been updated with additional figures for the average loan balance plan and average funding balance plan from fiscal 2025 through fiscal 2028.","jir_summary":"### Addition of Supplementary Explanation to New Medium-Term Management Plan\nHokuyo Bank, Ltd. has added supplementary explanations to the presentation materials of the new medium-term management plan \"Make the HOKKAIDO Way 1st stage ~Creating a 'Way' that does not yet exist~\" announced on March 24, 2026, aimed at deepening investor understanding. The main updates clarify specific numerical figures for the average loan balance plan and average funding balance plan, in addition to the net income attributable to owners of parent in the financial projections. This provides clearer insight into funding and lending forecasts from fiscal 2025 through fiscal 2028.\n\n### Future Outlook and Impact on Investors\nWith these supplementary explanations, transparency regarding Hokuyo Bank's medium-term fund management plans has improved, enabling investors to better grasp specific numerical targets of the company\u2019s growth strategy. The plans to increase loan and funding balances imply business expansion and strengthening of the earnings base, serving as important indicators to assess progress toward achieving the medium-term management plan. Detailed profit forecasts and year-over-year change rates are not included in the materials and remain unknown.","jir_financial_highlights":"Average Loan Balance Plan: Fiscal 2025: 8.2 trillion yen \u2192 Fiscal 2028: 8.53 trillion yen (Unknown)\nAverage Loan Balance Excluding Ministry of Finance: Fiscal 2025: 7.6 trillion yen \u2192 Fiscal 2028: 8.21 trillion yen (Unknown)\nAverage Funding Balance Plan: Fiscal 2025: 10.91 trillion yen \u2192 Fiscal 2028: 11.43 trillion yen (Unknown)","jir_category":"","jir_hashtags":"#HokuyoBank, #MediumTermManagementPlan, #BusinessStrategy, #JapaneseStocks","jir_key_figures":"Average Loan Balance Plan Fiscal 2025: 8.2 trillion yen \u2192 Fiscal 2028: 8.53 trillion yen\nAverage Loan Balance Excluding Ministry of Finance Fiscal 2025: 7.6 trillion yen \u2192 Fiscal 2028: 8.21 trillion yen\nAverage Funding Balance Plan Fiscal 2025: 10.91 trillion yen \u2192 Fiscal 2028: 11.43 trillion yen","jir_meta_title":"Hokuyo Bank Updates New Medium-Term Management Plan with 8.53 Trillion Yen Average Loan Balance Target for FY2028","jir_meta_description":"Hokuyo Bank updated its new medium-term management plan presentation materials, adding figures for the average loan balance and average funding balance plans from fiscal 2025 to 2028. Investors can now grasp concrete outlooks on fund management.","jir_og_title":"Hokuyo Bank Updates Funding Plan in New Medium-Term Management Plan with Supplementary Explanation","jir_og_description":"Hokuyo Bank enhances investor understanding by adding average loan balance figures to the presentation materials of its new medium-term management plan.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8118,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-36738","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notice of Update to Presentation Materials on New Medium-Term Management Plan - Japan IR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/japanir.jp\/en\/company\/company-8524\/ir\/8524-20260326-01_wp_business_update\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/japanir.jp\/en\/company\/company-8524\/ir\/8524-20260326-01_wp_business_update\/\",\"url\":\"https:\/\/japanir.jp\/en\/company\/company-8524\/ir\/8524-20260326-01_wp_business_update\/\",\"name\":\"Notice of Update to Presentation Materials on New Medium-Term Management Plan - 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