Formulated the 16th Medium-Term Management Plan “Engagement Bank Group \u2013 Phase 2 \u2013” for the three-year period from April 2026 to March 2029. Targets consolidated ROE of approximately 11% and net income attributable to owners of parent of 140 billion yen or more.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8331","jir_company_name":"The Chiba Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-03-25","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/03\/8331-20260325-03.pdf","jir_short_summary":"Formulated the 16th Medium-Term Management Plan \"Engagement Bank Group \u2013 Phase 2 \u2013\" for the three-year period from April 2026 to March 2029. Targets consolidated ROE of approximately 11% and net income attributable to owners of parent of 140 billion yen or more.","jir_summary":"### Overview of the 16th Medium-Term Management Plan\nThe Chiba Bank, Ltd. has formulated the 16th Medium-Term Management Plan \"Engagement Bank Group \u2013 Phase 2 \u2013\" covering the three-year period from April 2026 to March 2029. Building on the previous medium-term management plan, this plan aims to deepen management driven by purpose and pursue sustainable growth. The basic policies are threefold: \"Creating the Best Customer Experience,\" \"Improving the Quality of Existing Businesses,\" and \"Providing New Value,\" while enhancing five value creation foundations: DX, GX, WX, alliances, and group governance.\n\n### Financial Targets and Capital Policy\nThe final year target for fiscal 2028 includes consolidated ROE of approximately 11%, net income attributable to owners of parent of 140 billion yen or more, consolidated common equity Tier 1 ratio of 10.5% to 11.5%, and consolidated OHR of approximately 40%. The payout ratio is targeted at 40% or more of consolidated net income, emphasizing shareholder returns. To improve capital efficiency, flexible share buybacks will be conducted, aiming to maintain the high EPS growth achieved under the previous medium-term plan.","jir_financial_highlights":"Consolidated ROE (Net Asset Base): Approximately 11% (Target value)\nNet Income Attributable to Owners of Parent: 140 billion yen or more (Target value)\nConsolidated Common Equity Tier 1 Ratio: 10.5% to 11.5% (Target value)\nConsolidated OHR: Approximately 40% (Target value)\nPayout Ratio: 40% or more (Target value)","jir_category":"","jir_hashtags":"#ChibaBank, #MediumTermManagementPlan, #EngagementBankGroup","jir_key_figures":"Consolidated ROE (Net Asset Base): Approximately 11% (Fiscal 2028 Target)\nNet Income Attributable to Owners of Parent: 140 billion yen or more (Fiscal 2028 Target)\nPayout Ratio: 40% or more (Guideline relative to consolidated net income)","jir_meta_title":"The Chiba Bank Formulates 16th Medium-Term Management Plan \u2013 Consolidated ROE 11% and Net Income Target of 140 Billion Yen","jir_meta_description":"The Chiba Bank has formulated the 16th Medium-Term Management Plan \"Engagement Bank Group \u2013 Phase 2 \u2013\" for the three-year period starting April 2026. Targets include consolidated ROE of approximately 11%, net income attributable to owners of parent of 140 billion yen or more, promotion of DX, GX, WX, and a payout ratio of 40% or more.","jir_og_title":"The Chiba Bank Announces 16th Medium-Term Management Plan \u2013 Aiming for Sustainable Growth and High Profitability","jir_og_description":"The Chiba Bank has formulated a three-year medium-term management plan starting fiscal 2026. It aims for consolidated ROE of 11% and net income exceeding 140 billion yen, focusing on DX and GX promotion and strengthening shareholder returns.","jir_og_image_url":"\/assets\/og\/company-business_update.jpg","jir_chart_data_collection":"[]","ir_related_company":7466,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-36216","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n