Formulated a new medium-term management plan covering the three years from fiscal 2026 to 2028. Targets net income attributable to owners of parent of approximately 50 billion yen and consolidated ROE of around 11% in fiscal 2028.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8524","jir_company_name":"Hokuyo Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-03-24","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/03\/8524-20260324-01.pdf","jir_short_summary":"Formulated a new medium-term management plan covering the three years from fiscal 2026 to 2028. Targets net income attributable to owners of parent of approximately 50 billion yen and consolidated ROE of around 11% in fiscal 2028.","jir_summary":"### Overview of Medium-Term Management Plan\nHokuyo Bank, Ltd. has formulated a new medium-term management plan, 'Make the HOKKAIDO Way 1st stage \uff5eCreating the 'Way' that does not yet exist \uff5e' for the three years from fiscal 2026 to 2028. The long-term vision aims to make Hokkaido the top region in Japan in terms of attractiveness and happiness by 2035. The plan is based on five overall strategic pillars: Hokkaido-focused strategy, complete digitalization strategy, loyalty enhancement strategy, non-financial\/diversification strategy, and human resources\/organizational transformation strategy. The financial targets for fiscal 2028 are approximately 50 billion yen in net income attributable to owners of parent, consolidated ROE of about 11%, consolidated core OHR of around 50%, and consolidated RORA of 1.24%.\n\n### Long-Term Vision and Social Impact Indicators\nTo realize the long-term vision, the plan sets targets to increase GDP per capita of Hokkaido residents, their income, and financial assets by 1.3 times over 10 years. Additionally, it aims for population growth in Hokkaido, preservation of the natural environment (48% reduction in GHG emissions), and improved labor productivity through digital transformation (DX). These targets form the foundation of the medium-term management plan and aim to contribute to local communities and sustainable growth.","jir_financial_highlights":"Net Income Attributable to Owners of Parent: Approximately 50 billion yen (Unknown)\nConsolidated ROE: Around 11% (Unknown)\nConsolidated Core OHR: Around 50% (Unknown)\nConsolidated RORA: 1.24% (Unknown)","jir_category":"","jir_hashtags":"#HokuyoBank, #MediumTermManagementPlan, #MakeTheHOKKAIDOWay, #JapaneseStocks","jir_key_figures":"Net Income Attributable to Owners of Parent: Approximately 50 billion yen (Fiscal 2028 target)\nConsolidated ROE: Around 11% (Fiscal 2028 target)\nGDP per capita of Hokkaido residents: 1.3 times (10-year target)","jir_meta_title":"Hokuyo Bank Announces New Medium-Term Management Plan Targeting Net Income of 50 Billion Yen and ROE 11% by Fiscal 2028","jir_meta_description":"Hokuyo Bank has formulated a new medium-term management plan 'Make the HOKKAIDO Way 1st stage' for fiscal 2026\u20132028, aiming for net income attributable to owners of parent of 50 billion yen and consolidated ROE of 11% by fiscal 2028.","jir_og_title":"Hokuyo Bank Announces New Medium-Term Management Plan 'Make the HOKKAIDO Way'","jir_og_description":"A three-year plan starting in fiscal 2026 with the goal of making Hokkaido the most attractive and happiest region in Japan. Targets include net income of 50 billion yen and ROE of 11%.","jir_og_image_url":"\/assets\/og\/company-business_update.jpg","jir_chart_data_collection":"[]","ir_related_company":8118,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-36111","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n