Zenkoku Hosho Co., Ltd. has formulated the medium-term management plan ‘Go for 50’ for FY2026 to FY2030. The balance of guarantee obligations is targeted to grow from 21.3 trillion yen in FY2025 forecast to 27.3 trillion yen in FY2030 plan, and EPS is expected to increase from 238.6 yen to 298.0 yen.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7164","jir_company_name":"Zenkoku Hosho Co., Ltd.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-03-16","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/03\/7164-20260316-02.pdf","jir_short_summary":"Zenkoku Hosho Co., Ltd. has formulated the medium-term management plan 'Go for 50' for FY2026 to FY2030. The balance of guarantee obligations is targeted to grow from 21.3 trillion yen in FY2025 forecast to 27.3 trillion yen in FY2030 plan, and EPS is expected to increase from 238.6 yen to 298.0 yen.","jir_summary":"### Overview of Medium-Term Management Plan\nZenkoku Hosho Co., Ltd. has formulated a new medium-term management plan 'Go for 50' for FY2026 to FY2030. Centering on housing loan guarantees, the company aims to form a comprehensive group in the housing lifestyle and financial sectors. The balance of guarantee obligations is planned to grow from 21.3 trillion yen (FY2025 forecast) to 27.3 trillion yen (FY2030 plan), with EPS also improving from 238.6 yen to 298.0 yen. ROE is targeted at 12-15%, and employee satisfaction is to be maintained at 4.9 points or higher.\n\n### Basic Policies and Specific Measures\nThe basic policies are: (1) Growth and evolution of core business (scale expansion and cost management to improve EPS), (2) Acquisition of new earnings (formation of housing lifestyle group, improvement of asset management yield), (3) Strengthening of human resources, organization, and governance, and (4) Capital policy (improvement of capital efficiency and shareholder returns). In the new housing loan market, the company expects new guarantee amounts of 1.8 trillion yen and aims for total new guarantee execution of 11 trillion yen over five years. The company will also promote DX service provision and strengthen cooperation with financial institutions.","jir_financial_highlights":"Balance of Guarantee Obligations: 21.3 trillion yen (FY2025 forecast) \u2192 27.3 trillion yen (FY2030 plan) (CAGR +5.0%)\nEarnings Per Share (EPS): 238.6 yen (FY2025 forecast) \u2192 298.0 yen (FY2030 plan) (CAGR +4.5%)\nROE: 13.3% (FY2025 forecast) \u2192 12-15% (FY2030 plan) (Unknown)\nEmployee Satisfaction: 4.9 points (FY2025 forecast) \u2192 4.9 points or higher (FY2030 plan) (Unknown)\nNew Guarantee Amount (Housing Loan Market): 1.8 trillion yen (FY2026\/3 forecast) (Unknown)\nCumulative Target for New Mid-Term Plan Period (New Guarantee Execution Amount): 11.0 trillion yen (5-year cumulative) (Unknown)","jir_category":"","jir_hashtags":"#ZenkokuHosho, #MediumTermManagementPlan, #JapaneseStocks","jir_key_figures":"Balance of Guarantee Obligations: 21.3 trillion yen (FY2025 forecast), 27.3 trillion yen (FY2030 plan)\nEPS (Earnings Per Share): 238.6 yen (FY2025 forecast), 298.0 yen (FY2030 plan)\nCumulative Target for New Guarantee Execution Amount: 11.0 trillion yen (2026\u20132030)","jir_meta_title":"Zenkoku Hosho Co., Ltd. Announces Medium-Term Management Plan 'Go for 50' for 2026\u20132030 with Target of 27.3 Trillion Yen in Guarantee Obligations","jir_meta_description":"Zenkoku Hosho Co., Ltd. has formulated the medium-term management plan 'Go for 50' for FY2026 to FY2030, aiming for guarantee obligations of 27.3 trillion yen, EPS of 298 yen, and ROE of 12-15%, while promoting formation of a comprehensive group in the housing lifestyle and financial sectors.","jir_og_title":"Zenkoku Hosho Announces New Medium-Term Management Plan 'Go for 50'","jir_og_description":"Zenkoku Hosho's new medium-term management plan targets 27.3 trillion yen in guarantee obligations and EPS of 298 yen, aiming to expand its core housing loan guarantee business.","jir_og_image_url":"\/assets\/og\/company-business_update.jpg","jir_chart_data_collection":"[]","ir_related_company":7956,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"business_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-34967","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n