As of the end of February 2026, the annualized premium of in-force contracts was JPY 36,898 million, 109% year-over-year, with individual insurance at JPY 28,528 million (107% YoY) and group credit life insurance at JPY 8,369 million (116% YoY).<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7157","jir_company_name":"Lifenet Insurance Company","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-03-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/03\/7157-20260310-01.pdf","jir_short_summary":"As of the end of February 2026, the annualized premium of in-force contracts was JPY 36,898 million, 109% year-over-year, with individual insurance at JPY 28,528 million (107% YoY) and group credit life insurance at JPY 8,369 million (116% YoY).","jir_summary":"### Overview of Earnings\u901f\u5831\nAt the end of February 2026, the annualized premium of in-force contracts reached JPY 36,898 million, representing 109% compared to the same month last year. Individual insurance was JPY 28,528 million (107% YoY), and group credit life insurance was JPY 8,369 million (116% YoY), showing steady growth. The number of individual insurance in-force contracts increased to 681,063 contracts from 634,043 contracts in the same month last year, with both new contract annualized premium and new contract numbers exceeding the prior year. On the other hand, insurance claims and benefits paid rose to JPY 525 million from JPY 366 million year-over-year, and the lapse and surrender rate slightly increased to 5.3% from 5.0% in the same period.\n\n### Impact on Investors and Outlook\nThe increase in annualized premium of in-force contracts indicates an expansion of the revenue base, with growth observed in both individual insurance and group credit life insurance. The notable rise in new contract numbers suggests ongoing business expansion. However, the rise in insurance claims payments and lapse rates warrants caution, drawing attention to future contract retention and risk management trends. As these figures are preliminary, it is necessary to await the publication of finalized data.","jir_financial_highlights":"Annualized Premium of In-Force Contracts: JPY 36,898 million (109% Year-over-Year)\nIndividual Insurance Annualized Premium of In-Force Contracts: JPY 28,528 million (107% Year-over-Year)\nGroup Credit Life Insurance Annualized Premium of In-Force Contracts: JPY 8,369 million (116% Year-over-Year)\nIndividual Insurance Number of In-Force Contracts: 681,063 contracts (Year-over-Year Unknown (previous year same month: 634,043 contracts))\nIndividual Insurance New Contract Annualized Premium: JPY 308 million (Year-over-Year Unknown (previous year same month: JPY 265 million))\nIndividual Insurance Number of New Contracts: 8,033 contracts (Year-over-Year Unknown (previous year same month: 6,595 contracts))\nInsurance Claims and Benefits Paid: JPY 525 million (Year-over-Year Unknown (previous year same month: JPY 366 million))\nLapse and Surrender Rate: 5.3% (Year-over-Year Unknown (previous year same month: 5.0%))","jir_category":"","jir_hashtags":"#LifenetInsurance, #MonthlyEarningsUpdate, #JapaneseStocks","jir_key_figures":"Annualized Premium of In-Force Contracts: JPY 36,898 million (109% Year-over-Year)\nIndividual Insurance Number of In-Force Contracts: 681,063 contracts (previous year same month: 634,043 contracts)\nLapse and Surrender Rate: 5.3% (previous year same month: 5.0%)","jir_meta_title":"Lifenet Insurance February 2026 Annualized Premium of In-Force Contracts at 109% Earnings\u901f\u5831","jir_meta_description":"Lifenet Insurance's annualized premium of in-force contracts in February 2026 was JPY 36,898 million, 109% year-over-year. Both individual insurance and group credit life insurance increased, with strong new contract numbers.","jir_og_title":"Lifenet Insurance Announces February 2026 Earnings\u901f\u5831","jir_og_description":"As of the end of February 2026, the annualized premium of in-force contracts was JPY 36,898 million, 109% year-over-year, showing increases in both individual and group credit life insurance.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[{\"jir_chart_id\": \"AnnualizedPremiumInForceContractsTrend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Year-over-Year Comparison of Annualized Premium of In-Force Contracts (Million JPY)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"End of Feb 2025\\\",\\\"End of Feb 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Annualized Premium of In-Force Contracts\\\",\\\"data\\\":[33952,36898],\\\"backgroundColor\\\":\\\"#4e79a7\\\"},{\\\"label\\\":\\\"Individual Insurance\\\",\\\"data\\\":[26739,28528],\\\"backgroundColor\\\":\\\"#f28e2b\\\"},{\\\"label\\\":\\\"Group Credit Life Insurance\\\",\\\"data\\\":[7213,8369],\\\"backgroundColor\\\":\\\"#e15759\\\"}]},\\\"options\\\":{\\\"responsive\\\":true,\\\"plugins\\\":{\\\"legend\\\":{\\\"position\\\":\\\"top\\\"}},\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"IndividualInsuranceInForceContractsTrend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Year-over-Year Comparison of Individual Insurance Number of In-Force Contracts\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Feb 2025\\\",\\\"Feb 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Number of In-Force Contracts\\\",\\\"data\\\":[634043,681063],\\\"borderColor\\\":\\\"#4e79a7\\\",\\\"fill\\\":false}]},\\\"options\\\":{\\\"responsive\\\":true,\\\"plugins\\\":{\\\"legend\\\":{\\\"position\\\":\\\"top\\\"}},\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":false}}}}\"}, {\"jir_chart_id\": \"IndividualInsuranceNewContractAnnualizedPremiumTrend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Year-over-Year Comparison of Individual Insurance New Contract Annualized Premium (Million JPY)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Feb 2025\\\",\\\"Feb 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"New Contract Annualized Premium\\\",\\\"data\\\":[265,308],\\\"backgroundColor\\\":\\\"#f28e2b\\\"}]},\\\"options\\\":{\\\"responsive\\\":true,\\\"plugins\\\":{\\\"legend\\\":{\\\"position\\\":\\\"top\\\"}},\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"IndividualInsuranceNewContractNumbersTrend\", \"jir_chart_type\": \"line\", \"jir_chart_title\": \"Year-over-Year Comparison of Individual Insurance New Contract Numbers\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"line\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Feb 2025\\\",\\\"Feb 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"New Contract Numbers\\\",\\\"data\\\":[6595,8033],\\\"borderColor\\\":\\\"#e15759\\\",\\\"fill\\\":false}]},\\\"options\\\":{\\\"responsive\\\":true,\\\"plugins\\\":{\\\"legend\\\":{\\\"position\\\":\\\"top\\\"}},\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}, {\"jir_chart_id\": \"InsuranceClaimsAndBenefitsPaidTrend\", \"jir_chart_type\": \"bar\", \"jir_chart_title\": \"Year-over-Year Comparison of Insurance Claims and Benefits Paid (Million JPY)\", \"jir_chart_json_data\": \"{\\\"type\\\":\\\"bar\\\",\\\"data\\\":{\\\"labels\\\":[\\\"Feb 2025\\\",\\\"Feb 2026\\\"],\\\"datasets\\\":[{\\\"label\\\":\\\"Payments\\\",\\\"data\\\":[366,525],\\\"backgroundColor\\\":\\\"#76b7b2\\\"}]},\\\"options\\\":{\\\"responsive\\\":true,\\\"plugins\\\":{\\\"legend\\\":{\\\"position\\\":\\\"top\\\"}},\\\"scales\\\":{\\\"y\\\":{\\\"beginAtZero\\\":true}}}}\"}]","ir_related_company":9218,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"sales_update","footnotes":""},"sector":[],"importance":[],"class_list":["post-34057","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n