Rakuten Group and Rakuten Bank have resumed discussions toward a group internal restructuring of the fintech business aiming for October 2026. Holding 49.26% of Rakuten Bank shares, fairness is ensured through the establishment of a special committee.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"price_fetched_at":"","company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"5838","jir_company_name":"Rakuten Group, Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2606","jir_publication_date":"2026-02-25","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/5838-20260225-01.pdf","jir_short_summary":"Rakuten Group and Rakuten Bank have resumed discussions toward a group internal restructuring of the fintech business aiming for October 2026. Holding 49.26% of Rakuten Bank shares, fairness is ensured through the establishment of a special committee.","jir_summary":"### Background and Purpose of Fintech Business Restructuring\nRakuten Group and Rakuten Bank, after suspending their discussions on fintech business restructuring initiated in April 2024, decided on February 25, 2026, to resume these discussions in response to rapidly changing financial environments and intensifying competition. The restructuring aims to consolidate fintech businesses including Rakuten Bank, Rakuten Card, and Rakuten Securities Holdings into a single group to strengthen collaboration, utilize AI, and optimize procurement costs.\n\n### Restructuring Format and Measures to Ensure Fairness\nThis restructuring envisions an organizational reorganization of the entire fintech business, including Rakuten Bank, which will continue to be positioned as a significant consolidated subsidiary. Rakuten Bank's Board of Directors has established a special committee composed of independent outside directors to ensure fairness. Independent advisors such as Daiwa Securities, Goldman Sachs, and Mori Hamada & Matsumoto Law Firm have also been appointed to implement measures to avoid conflicts of interest. The restructuring is aimed to take effect in October 2026, though changes may occur depending on approvals from regulatory authorities.","jir_financial_highlights":"Rakuten Bank Shareholding Ratio: 49.26% (Unknown)\nRakuten Group Capital: 459,508 million yen (Unknown)\nRakuten Group Revenue (Fiscal Year Ending December 2025): 2,496,575 million yen (Unknown)\nRakuten Bank Ordinary Income (Fiscal Year Ending March 2025): 71,524 million yen (Unknown)\nRakuten Card Revenue (Fiscal Year Ending December 2024): 407,954 million yen (Unknown)","jir_category":"","jir_hashtags":"#RakutenGroup, #CorporateRestructuring, #Fintech","jir_key_figures":"Rakuten Bank Shareholding Ratio: 49.26%\nRakuten Group Capital: 459,508 million yen\nRakuten Group Revenue (Fiscal Year Ending December 2025): 2,496,575 million yen","jir_meta_title":"Rakuten Group Resumes Discussions on Fintech Business Restructuring Aiming for October 2026","jir_meta_description":"Rakuten Group and Rakuten Bank have resumed discussions toward a fintech business organizational restructuring. Holding 49.26% of Rakuten Bank shares, they have implemented fairness assurance measures aiming for effectiveness in October 2026.","jir_og_title":"Rakuten Group Announces Resumption of Fintech Business Restructuring Discussions","jir_og_description":"Rakuten Group and Rakuten Bank have resumed discussions on fintech business organizational restructuring, aiming for implementation in October 2026 with a special committee established to ensure fairness.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7506,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"corporate_restructuring","footnotes":""},"sector":[],"importance":[],"class_list":["post-31236","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n