As of the end of December 2025, the consolidated capital adequacy ratio rose to 12.15%, and the standalone ratio increased to 11.75%. The decrease in risk assets was the primary cause. The amount of capital was 293.3 billion yen consolidated and 278.4 billion yen standalone.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8367","jir_company_name":"Nanto Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-02-16","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8367-20260216-01.pdf","jir_short_summary":"As of the end of December 2025, the consolidated capital adequacy ratio rose to 12.15%, and the standalone ratio increased to 11.75%. The decrease in risk assets was the primary cause. The amount of capital was 293.3 billion yen consolidated and 278.4 billion yen standalone.","jir_summary":"### Status of Capital Adequacy Ratio\nAs of the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the consolidated capital adequacy ratio was 12.15% and the standalone ratio was 11.75%, both showing increases compared to the end of September 2025. The capital amount increased to 293.3 billion yen consolidated and 278.4 billion yen standalone. Meanwhile, the risk assets decreased to 2,413.5 billion yen consolidated and 2,368.1 billion yen standalone, primarily due to a temporary reduction in securities holdings.\n\n### Future Initiatives\nWe plan to rebuild the securities portfolio and aim to strengthen earnings power. The calculation of risk assets uses the internal ratings-based approach for credit risk and the standardized measurement approach for operational risk. The total required capital amount is 4% of the risk assets. Details regarding the composition of capital will be disclosed on our website.","jir_financial_highlights":"Consolidated Capital Adequacy Ratio: 12.15% (Up 0.52 from the end of September 2025)\nConsolidated Capital Amount: 293.3 billion yen (Up 6.6 billion yen from the end of September 2025)\nConsolidated Risk Assets Amount: 2,413.5 billion yen (Down 49.8 billion yen from the end of September 2025)\nStandalone Capital Adequacy Ratio: 11.75% (Up 0.50 from the end of September 2025)\nStandalone Capital Amount: 278.4 billion yen (Up 6.0 billion yen from the end of September 2025)\nStandalone Risk Assets Amount: 2,368.1 billion yen (Down 52.1 billion yen from the end of September 2025)","jir_category":"","jir_hashtags":"#NantoBank, #financial_summary, #capital_adequacy_ratio","jir_key_figures":"Consolidated Capital Adequacy Ratio: 12.15% (Up 0.52 from the end of September 2025)\nStandalone Capital Adequacy Ratio: 11.75% (Up 0.50 from the end of September 2025)\nConsolidated Capital Amount: 293.3 billion yen (Up 6.6 billion yen from the end of September 2025)","jir_meta_title":"Nanto Bank Capital Adequacy Ratio Rises to 12.15% at End of Third Quarter FY2026","jir_meta_description":"Nanto Bank's consolidated capital adequacy ratio rose to 12.15% at the end of the third quarter of the fiscal year ending March 2026. The decrease in risk assets was the primary cause, with capital amount reaching 293.3 billion yen. The bank aims to strengthen earnings through portfolio restructuring.","jir_og_title":"Nanto Bank Capital Adequacy Ratio Rises to 12.15% (Q3 FY2026)","jir_og_description":"The capital adequacy ratio as of the end of the third quarter of FY2026 rose to 12.15% consolidated. Announced initiatives focus on strengthening earnings backed by a decline in risk assets.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":9002,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-29562","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n