Consolidated ordinary income for the 3rd quarter of the fiscal year ending March 2026 was JPY 51,573 million, an increase of JPY 8,711 million year-over-year (YoY). Ordinary profit was JPY 12,083 million, up JPY 4,076 million YoY, and net income attributable to owners of the parent for the quarter stood at JPY 8,232 million, an increase of JPY 2,790 million YoY.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"7350","jir_company_name":"Okinawa Financial Group, Inc.","jir_importance":"\u2605\u2605\u2605\u2605\u2605","jir_publication_date":"2026-02-13","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/7350-20260213-01.pdf","jir_short_summary":"Consolidated ordinary income for the 3rd quarter of the fiscal year ending March 2026 was JPY 51,573 million, an increase of JPY 8,711 million year-over-year (YoY). Ordinary profit was JPY 12,083 million, up JPY 4,076 million YoY, and net income attributable to owners of the parent for the quarter stood at JPY 8,232 million, an increase of JPY 2,790 million YoY.","jir_summary":"### Overview of Performance\nConsolidated ordinary income for the 3rd quarter of the fiscal year ending March 2026 was JPY 51,573 million, up JPY 8,711 million year-over-year. This increase was mainly driven by higher loan interest income and interest and dividend income from securities, resulting from rising loan interest rates and expansion of the local economy. Consolidated gross business profit reached JPY 29,998 million, up JPY 3,933 million YoY; ordinary profit was JPY 12,083 million, an increase of JPY 4,076 million YoY. Net income attributable to owners of the parent for the quarter was JPY 8,232 million, an increase of JPY 2,790 million YoY.\n\n### Assets, Loan Status, and Risk Management\nOkinawa Bank\u2019s standalone loan balance was JPY 1,992.1 billion, up JPY 103 billion year-over-year, supported by increased funding demand from local businesses, expanded systems, and strengthened sales promotion, which drove growth in business loans and community-based consumer loans. Deposit balance stood at JPY 2,702.9 billion, down JPY 19.1 billion YoY; however, both individual and corporate deposits trend upwards. Total disclosed claims under the Financial Reconstruction Act basis amounted to JPY 28.9 billion, a decrease of JPY 0.4 billion from the previous fiscal year-end, with the disclosed claim ratio falling to 1.45%. Appropriate provisions and write-offs are being implemented to maintain loan soundness.\n\n### Securities Valuation Gains\/Losses and Fee Business Trends\nEquity valuation gains improved due to a favorable stock market, while domestic bond valuation losses worsened amid rising domestic interest rates. Assets under custody totaled JPY 383.5 billion, increasing JPY 70.1 billion year-over-year, reflecting success in product and service offerings responding to increased asset management demand and inflation hedging needs. Cashless-related products saw growth in membership and transaction volume, and expansion of non-face-to-face channels is progressing steadily.","jir_financial_highlights":"Ordinary Income: JPY 51,573 million (Increase of JPY 8,711 million YoY)\nConsolidated Gross Business Profit: JPY 29,998 million (Increase of JPY 3,933 million YoY)\nOrdinary Profit: JPY 12,083 million (Increase of JPY 4,076 million YoY)\nNet Income Attributable to Owners of Parent for the Quarter: JPY 8,232 million (Increase of JPY 2,790 million YoY)\nLoan Balance (Okinawa Bank Standalone): JPY 1,992.1 billion (Increase of JPY 103 billion YoY)\nDeposit Balance (Okinawa Bank Standalone): JPY 2,702.9 billion (Decrease of JPY 19.1 billion YoY)\nTotal Disclosed Claims (Consolidated): JPY 28.9 billion (Decrease of JPY 0.4 billion from previous fiscal year-end)\nAssets Under Custody (Okinawa Bank + Okigin Securities): JPY 383.5 billion (Increase of JPY 70.1 billion YoY)","jir_category":"","jir_hashtags":"#OkinawaFinancialGroup, #FinancialSummary, #JapaneseStocks","jir_key_figures":"Ordinary Income: JPY 51,573 million (Increase of JPY 8,711 million YoY)\nOrdinary Profit: JPY 12,083 million (Increase of JPY 4,076 million YoY)\nNet Income Attributable to Owners of Parent for the Quarter: JPY 8,232 million (Increase of JPY 2,790 million YoY)","jir_meta_title":"Okinawa Financial Group, Inc. Financial Summary for 3rd Quarter of Fiscal Year Ending March 2026 | Ordinary Profit JPY 12,083 Million, Up JPY 4,076 Million YoY","jir_meta_description":"Financial summary for the 3rd quarter of the fiscal year ending March 2026 by Okinawa Financial Group, Inc. Consolidated ordinary income of JPY 51,573 million, ordinary profit of JPY 12,083 million, and net income attributable to owners of the parent of JPY 8,232 million, all increased year-over-year. Loan balance rose to JPY 1,992.1 billion.","jir_og_title":"Okinawa Financial Group Financial Summary Announcement for 3rd Quarter of Fiscal Year Ending March 2026","jir_og_description":"Announcement of the financial summary for the 3rd quarter of the fiscal year ending March 2026. Ordinary profit reached JPY 12,083 million, up JPY 4,076 million year-over-year. 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