The consolidated capital adequacy ratio as of the end of December 2025 was 12.67% (up 0.09 points from the previous quarter), and the non-consolidated ratio was 12.26% (up 0.08 points).<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8368","jir_company_name":"The Hyakugo Bank, Ltd.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-02-12","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8368-20260212-01.pdf","jir_short_summary":"The consolidated capital adequacy ratio as of the end of December 2025 was 12.67% (up 0.09 points from the previous quarter), and the non-consolidated ratio was 12.26% (up 0.08 points).","jir_summary":"### Status of Capital Adequacy Ratio\nAs of the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the capital adequacy ratio was 12.67% on a consolidated basis and 12.26% on a non-consolidated basis, showing an increase of 0.09 points consolidated and 0.08 points non-consolidated compared to the end of the previous quarter. The amount of capital rose to 295.4 billion yen consolidated and 282.2 billion yen non-consolidated, both marking increases from the prior quarter. Risk assets also showed an upward trend, with total required capital amounts of 93.2 billion yen consolidated and 92.0 billion yen non-consolidated.\n\n### Disclosures and Contact Information\nDetailed disclosures regarding the composition of capital are posted on our website. Inquiries can be directed to Koichi Hirabayashi, Manager of the Accounting Section, Corporate Planning Department (TEL: 059-223-2302). Credit risk is calculated using the fundamental internal rating approach, and operational risk is calculated using the standardized measurement approach.","jir_financial_highlights":"Consolidated Capital Adequacy Ratio: 12.67 (Up 0.09 points from the end of September 2025)\nAmount of Consolidated Capital: 295.4 billion yen (Increase of 5.5 billion yen from the end of September 2025)\nNon-consolidated Capital Adequacy Ratio: 12.26 (Up 0.08 points from the end of September 2025)\nAmount of Non-consolidated Capital: 282.2 billion yen (Increase of 5.2 billion yen from the end of September 2025)","jir_category":"","jir_hashtags":"#HyakugoBank, #general_ir, #JapaneseStocks","jir_key_figures":"Consolidated Capital Adequacy Ratio: 12.67% (end of December 2025)\nNon-consolidated Capital Adequacy Ratio: 12.26% (end of December 2025)\nAmount of Consolidated Capital: 295.4 billion yen (end of December 2025)","jir_meta_title":"Hyakugo Bank's Capital Adequacy Ratio Rises to 12.67% at End of Third Quarter FY2026","jir_meta_description":"Hyakugo Bank announced its capital adequacy ratio for the end of the third quarter of FY2026 as 12.67% consolidated and 12.26% non-consolidated, with an increase in capital amount compared to the previous quarter, demonstrating a stable financial foundation.","jir_og_title":"Hyakugo Bank Announces Capital Adequacy Ratio at End of Third Quarter FY2026","jir_og_description":"Hyakugo Bank\u2019s capital adequacy ratio at the end of the third quarter of FY2026 was 12.67% consolidated and 12.26% non-consolidated, showing an increase compared to the previous period.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":8708,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"general_ir","footnotes":""},"sector":[],"importance":[],"class_list":["post-27756","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n