Announcement of the capital adequacy ratio of Fukuoka Financial Group, Inc. and its major group banks at the end of the third quarter of the fiscal year ending March 2026 (end of December 2025). The group’s overall capital adequacy ratio was 12.28%, an increase of 0.07% compared to the previous period.<\/p>\n","protected":false},"comment_status":"open","ping_status":"closed","template":"","meta":{"Ticker":"","DATE":"","longName":"","company_name_ja":"","fullTimeEmployees":0,"address":"","phone":"","website":"","industry":"","sector":"","regularMarketPrice":0,"financialCurrency":"","marketCap":0,"fiftyTwoWeekLow":0,"fiftyTwoWeekHigh":0,"epsTrailingTwelveMonths":0,"epsForward":0,"bookValue":0,"totalRevenue":0,"OperatingIncome":0,"operatingMargins":0,"NetIncome":0,"profitMargins":0,"ebitda":0,"trailingPE":0,"forwardPE":0,"priceToBook":0,"returnOnEquity":0,"recommendationMean":0,"recommendationKey":"","targetMeanPrice":0,"numberOfAnalystOpinions":0,"analyst_earnings_data":"","dividendRate":0,"dividendYield":0,"payoutRatio":0,"totalEsg":0,"environmentScore":0,"socialScore":0,"governanceScore":0,"title":"","providerPublishTime":"","link":"","longBusinessSummary":"","longBusinessSummary_ja":"","quarterly_revenue":0,"quarterly_net_income":0,"quarterly_operating_profit":0,"enterprise_value":0,"company_officer_1_name":"","company_officer_1_title":"","company_officer_2_name":"","company_officer_2_title":"","company_officer_3_name":"","company_officer_3_title":"","company_officer_4_name":"","company_officer_4_title":"","company_officer_5_name":"","company_officer_5_title":"","company_officers_update_time":"","get_dividend_history_year1":0,"get_dividend_history_year2":0,"get_dividend_history_year3":0,"get_dividend_history_year4":0,"get_dividend_history_year5":0,"get_dividend_history_year6":0,"get_dividend_history_year7":0,"get_dividend_history_year8":0,"get_dividend_history_year9":0,"get_dividend_history_year10":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"jir_stock_code":"8354","jir_company_name":"Fukuoka Financial Group, Inc.","jir_importance":"\u2605\u2605\u2605\u2606\u2606","jir_publication_date":"2026-02-10","jir_source_link":"https:\/\/japanir.jp\/wp-content\/uploads\/2026\/02\/8354-20260210-02.pdf","jir_short_summary":"Announcement of the capital adequacy ratio of Fukuoka Financial Group, Inc. and its major group banks at the end of the third quarter of the fiscal year ending March 2026 (end of December 2025). The group's overall capital adequacy ratio was 12.28%, an increase of 0.07% compared to the previous period.","jir_summary":"### Overview of Capital Adequacy Ratio\nFukuoka Financial Group, Inc.'s capital adequacy ratio at the end of the third quarter of the fiscal year ending March 2026 (end of December 2025) stood at 12.28%, reflecting an increase of 0.07% compared to the end of September 2025. Capital amounted to 991.9 billion yen, risk assets to 8,074.3 billion yen, and the total required capital was 645.9 billion yen. Major group banks posted the following capital adequacy ratios: Fukuoka Bank at 11.31% (consolidated), Kumamoto Bank at 11.10% (non-consolidated), Juhachi-Shinwa Bank at 11.22% (non-consolidated), Fukuoka Chuo Bank at 12.15% (non-consolidated), and Minna no Bank at 30.18% (non-consolidated).\n\n### Trends in Capital Adequacy Ratios and Credit Risk Assessments of Each Bank\nFukuoka Bank's capital adequacy ratio increased by 0.28%, maintaining a solid trend, whereas Kumamoto Bank and Juhachi-Shinwa Bank saw decreases of 0.10% and 0.09%, respectively. Fukuoka Chuo Bank showed a significant increase of 3.20%, while Minna no Bank decreased by 6.29%. Credit risk evaluations are conducted using advanced internal rating methods, foundational internal rating methods, and standardized approaches as applicable to each bank. These figures are key indicators of financial soundness and warrant continued monitoring by investors.","jir_financial_highlights":"Capital Adequacy Ratio (Consolidated): 12.28% (Increase of 0.07% compared to the end of September 2025)\nCapital (Consolidated): 991.9 billion yen (Increase of 24.3 billion yen compared to the end of September 2025)\nRisk Assets (Consolidated): 8,074.3 billion yen (Increase of 155.3 billion yen compared to the end of September 2025)\nFukuoka Bank Capital Adequacy Ratio (Consolidated): 11.31% (Increase of 0.28% compared to the end of September 2025)\nKumamoto Bank Capital Adequacy Ratio (Non-consolidated): 11.10% (Decrease of 0.10% compared to the end of September 2025)\nJuhachi-Shinwa Bank Capital Adequacy Ratio (Non-consolidated): 11.22% (Decrease of 0.09% compared to the end of September 2025)\nFukuoka Chuo Bank Capital Adequacy Ratio (Non-consolidated): 12.15% (Increase of 3.20% compared to the end of September 2025)\nMinna no Bank Capital Adequacy Ratio (Non-consolidated): 30.18% (Decrease of 6.29% compared to the end of September 2025)","jir_category":"","jir_hashtags":"#FukuokaFinancialGroup, #financial_summary, #JapaneseStocks","jir_key_figures":"Capital Adequacy Ratio (Consolidated): 12.28% (Increase of 0.07% compared to the end of September 2025)\nCapital (Consolidated): 991.9 billion yen (Increase of 24.3 billion yen compared to the end of September 2025)\nRisk Assets (Consolidated): 8,074.3 billion yen (Increase of 155.3 billion yen compared to the end of September 2025)","jir_meta_title":"Fukuoka Financial Group\u2019s Capital Adequacy Ratio Rises to 12.28% at End of Third Quarter FY March 2026","jir_meta_description":"Fukuoka Financial Group announced a capital adequacy ratio of 12.28% at the end of the third quarter of the fiscal year ending March 2026. The report also details the performance of its major group banks, reflecting strong financial soundness.","jir_og_title":"Fukuoka Financial Group Announces Capital Adequacy Ratio at End of Third Quarter","jir_og_description":"Capital adequacy ratio reported at 12.28% for the third quarter ending March 2026. Detailed financial status of group banks disclosed.","jir_og_image_url":"\/assets\/og\/company-general_ir.jpg","jir_chart_data_collection":"[]","ir_related_company":7596,"ir_release_date":"","ir_type":"","ir_is_new":false,"ir_document_url":"","jir_ir_type":"financial_summary","footnotes":""},"sector":[],"importance":[],"class_list":["post-27195","ir_release","type-ir_release","status-publish","hentry"],"yoast_head":"\n